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  5. Gloucester Rd

5409 Gloucester Rd, High Ridge, MO 63049 Property Records

Jefferson County property record for 5409 Gloucester Rd, High Ridge, MO 63049 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 864 sqft · built 1976
Lot Size0.182 acres (7,953 sqft)
OwnerIndividual Name on File
Tax Bill$1,185 (2023)
Deeds & MortgagesJan 2026 Mortgage
Feb 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN031.012.03004041

Property Details

APN / Parcel Number

Primary APN031.012.03004041

Interior

Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1976
Construction TypeFrame
Lot Area7,953 sqft
Garage TypeAttached
Garage Area240 sqft
PorchPorch
Porch Area85 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5409 GLOUCESTER RD
CityHIGH RIDGE
StateMO
Zip63049-2452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAPETOWN VILLAGE 2 LOT 33
Legal Range04
Legal Township43
Legal Section12
Legal QuarterSW
Legal SubdivisionCAPETOWN VILLAGE 2
Legal Block4
Legal Lot Number33
JurisdictionJEFFERSON MO
Township / Civil DivisionHIGH RIDGE
Census Block Group1
Census Block1004
Census Tract700306

Owner

Source: Jefferson County records · APN 031.012.03004041

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5409 GLOUCESTER RD, HIGH RIDGE, MO 63049-2452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 28, 2023Warranty Deed, Transfer · Conventional Mortgage
FAMILY FINANCE MORTGAGE LLC
Oct 14, 2022Warranty Deed, Transfer
DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Sep 02, 2022Warranty Deed, Transfer · Line of Credit
HERITAGE COMMUNITY BANK
Aug 10, 2020Warranty Deed, Transfer
INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2023
Deed SaleFeb 28, 2023
Prior SaleOct 14, 2022
Deed Document Number2023R-004693
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address5409 GLOUCESTER RD, HIGH RIDGE, MO 63049-2452
Transaction TypeMortgage
Record UpdatedFeb 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5409 GLOUCESTER RD, HIGH RIDGE, MO 63049-2452

Mortgage

Document Number0000001484
DateJan 20, 2026
Instrument2026R-001484
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2031
Change FrequencyAnnually
Min Rate At Change4.62%
Max Rate At Change6.62%
Index1-Year CMT
Max Rate6.62%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateFeb 28, 2023
Property Address5409 GLOUCESTER RD, HIGH RIDGE, MO 63049-2452
Document Number0000004693
Map ReferenceMB 66 PG 14
Instrument DateFeb 24, 2023
Instrument2023R-004693
Transaction TypeTransfer
Record UpdatedMar 15, 2023
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1552 FOX RIDGE CT, ARNOLD, MO 63010-2854

Transferred To (Grantee/Buyer)

NameVerified Name
Address5409 GLOUCESTER RD, HIGH RIDGE, MO 63049-2452

Mortgage

Document Number0000004694
DateFeb 28, 2023
Instrument2023R-004694
Lender
NameFAMILY FINANCE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateOct 14, 2022
Property Address5409 GLOUCESTER RD, HIGH RIDGE, MO 63049-2452
Document Number0000033639
Map ReferenceMB 66 PG 14
Instrument DateOct 12, 2022
Instrument2022R-033639
Transaction TypeTransfer
Record UpdatedOct 26, 2022
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 CASTLEBROOK DR, 605, SAINT PETERS, MO 63376-7727

Transferred To (Grantee/Buyer)

NameVerified Name
Address1550 FOX RIDGE CT, ARNOLD, MO 63010-2854

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateSep 02, 2022
Property Address5409 GLOUCESTER RD, HIGH RIDGE, MO 63049-2452
Document Number0000029265
Map ReferenceMB 66 PG 14
Instrument DateSep 02, 2022
Instrument2022R-029265
Transaction TypeTransfer
Record UpdatedOct 26, 2022
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5409 GLOUCESTER RD, 5409, HIGH RIDGE, MO 63049-2452

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 CASTLEBROOK DR, SAINT PETERS, MO 63376-7727

Mortgage

Document Number0000029266
DateSep 02, 2022
Instrument2022R-029266
Lender
NameHERITAGE COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 02, 2023

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateAug 10, 2020
Property Address5409 GLOUCESTER RD, HIGH RIDGE, MO 63049-2452
Document Number0000028906
Instrument DateJul 28, 2020
Instrument28906
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5409 GLOUCESTER RD HIGH RIDGE MO 630492452, HIGH RIDGE, MO 63049-2452

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictNorthwest R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$18,000 (+9.09%) Land $2,500 Building $15,500
2024$95,000 (+9.2%) Land $13,200 Building $81,800
2023$1,185.00$16,500 Land $2,500 Building $14,000$87,000 Land $13,200 Building $73,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997003061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 15% of Missouri
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 557 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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