5409 Edgewater Dr, Savage, MN 55378 Property Records

Scott County property record for 5409 Edgewater Dr, Savage, MN 55378

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,246 sqft · built 2011
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$562,000 (Mar 2025)
Tax Bill	$5,870 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-434008-0`

Property Details

APN / Parcel Number

Primary APN	`26-434008-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,246 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,262 sqft
Basement Area	984 sqft
Finished Basement	900 sqft
Unfinished Basement	84 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5409 EDGEWATER DR
City	SAVAGE
State	MN
Zip	55378-5659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACE WATER 1ST ADDN LOT 008 BLOCK 001
Legal Subdivision	TRACE WATER 1ST ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	SCOTT MN
Township / Civil Division	SAVAGE
Census Block Group	1
Census Block	1019
Census Tract	80207

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5409 EDGEWATER DR, SAVAGE, MN 55378-5659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 17, 2021	Deed of Trust, Mortgage · Line of Credit THINK MUTUAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	Jun 22, 2012 · Amount on Record
Deed Document Number	20251203689
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5409 EDGEWATER DR, SAVAGE, MN 55378-5659
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 EDGEWATER DR, SAVAGE, MN 55378-5659

Mortgage

Document Number	00A1181843
Date	Nov 20, 2023
Instrument	A1181843

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5409 EDGEWATER DR, SAVAGE, MN 55378-5659
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 EDGEWATER DR, SAVAGE, MN 55378-5659

Mortgage

Document Number	0001119998
Date	Feb 17, 2021
Instrument	1119998

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 16, 2026

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Savage City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,870.00 (+5.2%) Homeowner's exemption	$543,500 (+3.82%) Land $189,900 Building $353,600	$543,500 (+3.82%) Land $189,900 Building $353,600
2025	$5,580.00 (+2.95%)
2024	$5,420.00 (+4.19%) Homeowner's exemption	$523,500 (+2.57%) Land $174,200 Building $349,300	$523,500 (+2.57%) Land $174,200 Building $349,300
2023	$5,202.00 Homeowner's exemption	$510,400 Land $169,200 Building $341,200	$510,400 Land $169,200 Building $341,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Savage serves 30,285 people · EPA ID MN1700008
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Netwave Broadband.

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