Oldham County property record for 5409 E Hwy 22, Smithfield, KY 40068
| Property Type | Single Family Home |
|---|---|
| Lot Size | 203 acres (8,842,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,372 (2025) |
| Deeds & Mortgages | Feb 2020 Second Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-00-00-1C |
| Primary APN | 60-00-00-1C |
|---|---|
| Alternative APN |
|
| Lot Area | 8,842,680 sqft (203 acres) |
|---|
| Account Number | 61272 |
|---|---|
| Street Address | 5409 E HIGHWAY 22 |
| City | SMITHFIELD |
| State | KY |
| Zip | 40068-9305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1AC |
| Legal Subdivision | MINOR PLAT OF JIM PYLES |
| Legal Lot Number | 1C |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | LA GRANGE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30402 |
Source: Oldham County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 58, SMITHFIELD, KY 40068-0058 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BEDFORD LOAN & DEPOSIT BANK |
| Feb 10, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BEDFORD LOAN & DEPOSIT BANK |
| Dec 4, 2018 | Intrafamily Transfer, Transfer · Commercial Mortgage BEDFORD LOAN & DEPOSIT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 3, 2018 |
| Transfer Doc | D1206/0286 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 5409 E HIGHWAY 22, SMITHFIELD, KY 40068-9305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2391/0262 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | M2391/0262 |
| Instrument | 563342 |
| Name | BEDFORD LOAN & DEPOSIT BANK |
|---|---|
| Type | Bank |
| Address | BEDFORD, KY 40006 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 5409 E HIGHWAY 22, SMITHFIELD, KY 40068-9305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2391/0245 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | M2391/0245 |
| Instrument | 563341 |
| Name | BEDFORD LOAN & DEPOSIT BANK |
|---|---|
| Type | Bank |
| Address | BEDFORD, KY 40006 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 21, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Dec 4, 2018 |
| Property Address | 5409 E HIGHWAY 22, SMITHFIELD, KY 40068-9305 |
| Document Number | D1206/0286 |
| Book / Page | D1206 / 0286 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 546429 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5405 E HIGHWAY 22, 5405, SMITHFIELD, KY 40068-9305 |
| Name | Verified Name |
|---|---|
| Address | 5105 E HIGHWAY, SMITHFIELD, KY 40068 |
| Document Number | 546430 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 546430 |
| Name | BEDFORD LOAN & DEPOSIT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 3, 2023 |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,372.00 (-0.79%) | $270,000 (-) Land $30,000 Building $240,000 | $270,000 (-) Land $30,000 Building $240,000 |
| 2023 | $3,399.00 | $270,000 Land $30,000 Building $240,000 | $270,000 Land $30,000 Building $240,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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