5409 Cedella Ave, Baltimore, MD 21206 Property Records

Baltimore City property record for 5409 Cedella Ave, Baltimore, MD 21206

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,182 sqft · built 1947
Lot Size	0.121 acres (5,279 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jun 2016)
Tax Bill	$5,040 (2024)
Deeds & Mortgages	Jul 2023 Mortgage May 2020 Loan Modification + 1 more
APN	`26-22-6042J-026`

Property Details

APN / Parcel Number

Primary APN	`26-22-6042J-026`
Alternative APNs	`226042J026` `6042J-026`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,182 sqft Living Area
1st Floor Area	970 sqft
Basement Area	727 sqft
Finished Basement	727 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	5,279 sqft (0.121 acres)
Lot Dimensions	110 ft deep x 48 ft wide
Porch	Open Porch
Porch Area	84 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	226042J026
Street Address	5409 CEDELLA AVE
City	BALTIMORE
State	MD
Zip	21206-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	48X110
Legal Block	6042J
Legal Lot Number	26
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	3
Census Block	3005
Census Tract	260102

Owner

Source: Baltimore City records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5409 CEDELLA AVE, BALTIMORE, MD 21206-4316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP
May 14, 2020	Loan Modification, Mortgage · Conventional Mortgage PHH MTG SVCS
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2016 · Amount on Record
Deed Sale	Jun 17, 2016 · Amount on Record
Deed Book / Page	18215 / 325
Last Transfer Date	Jul 14, 2016
Transfer Doc	0183780361
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	5409 CEDELLA AVE, BALTIMORE, MD 21206-4316
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 CEDELLA AVE, BALTIMORE, MD 21206-4316

Mortgage

Document Number	0260940218
Date	Jul 28, 2023
Book Page	26094/218

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Nov 1, 2049

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALTIMORE CITY MD
Property Address	5409 CEDELLA AVE, BALTIMORE, MD 21206-4316
Document Number	0220310096
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 CEDELLA AVE BALTIMORE MD 212064316, BALTIMORE, MD 21206-4316

Mortgage

Document Number	0220310096
Date	May 20, 2020
Book Page	022031/000096

Lender

Name	PHH MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Interest

Rate	4.12%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	5409 CEDELLA AVE, BALTIMORE, MD 21206-4316
Document Number	0219770230
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 CEDELLA AVE BALTIMORE MD 212064316, BALTIMORE, MD 21206-4316

Mortgage

Document Number	0219770230
Date	Apr 15, 2020
Book Page	021977/000230

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$228,067 (+9.07%)	$255,000 (+18.83%) Land $45,200 Building $209,800
2024	$5,040.00 (+2.15%)
2023	$4,934.00	$209,100	$214,600 Land $45,200 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Believe Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

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