5409 Beverly Ln, Williamsburg, VA 23188 Property Records

James City County property record for 5409 Beverly Ln, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,122 sqft · built 2019
Lot Size	0.048 acres (2,091 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Nov 2023)
Tax Bill	$3,854 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-2 41-0-0192`

Property Details

APN / Parcel Number

Primary APN	`38-2 41-0-0192`
Alternative APN	`35224`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,122 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	2,091 sqft (0.048 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	130 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	35224
Street Address	5409 BEVERLY LN
City	WILLIAMSBURG
State	VA
Zip	23188-8060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED USE
Legal Description	L-192 S-7 P-C PH-C NEW TOWN
Legal Subdivision	NEW TOWN
Legal Phase	C
Legal Lot Number	192
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	3
Census Block	3011
Census Tract	80205

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5409 BEVERLY LN, WILLIAMSBURG, VA 23188-8060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 8, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU
Feb 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Prior Sale	Oct 8, 2019 · Amount on File
Deed Document Number	202311817
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 9, 2023
Property Address	5409 BEVERLY LN, WILLIAMSBURG, VA 23188-8060
Document Number	0202311817
Instrument Date	Nov 8, 2023
Instrument	202311817
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	SOUTHEAST SETTLEMENT AND TITLE, SOUTHEAST SETTLEMENT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 BEVERLY LN, WILLIAMSBURG, VA 23188-8060

Mortgage

Document Number	0202311818
Date	Nov 9, 2023
Instrument	202311818

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 8, 2019
Property Address	5409 BEVERLY LN, WILLIAMSBURG, VA 23188-8060
Document Number	0000014749
Instrument Date	Sep 12, 2019
Instrument	14749
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 BEVERLY LN WILLIAMSBURG VA 231888060, WILLIAMSBURG, VA 23188-8060

Mortgage

Document Number	14750
Date	Oct 8, 2019
Instrument	14750

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Feb 15, 2019
Property Address	5409 BEVERLY LN, WILLIAMSBURG, VA 23188-8060
Document Number	0000002279
Instrument Date	Feb 13, 2019
Instrument	2279
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	71 DENBIGH BLVD #4A NEWPORT NEWS VA 23608, 4A, NEWPORT NEWS, VA 23608

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,854.00 (+6.41%)	$464,400 (+23.38%) Land $89,400 Building $375,000	$464,400 (+23.38%) Land $89,400 Building $375,000
2024	$3,622.00 (+15.94%)
2023	$3,124.00	$376,400 Land $83,600 Building $292,800	$376,400 Land $83,600 Building $292,800
2022	$3,124.00 (+354.07%)
2019	$688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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