Webb County property record for 5409 Belmont Dr, Laredo, TX 78046
| Property Type | Single Family Home |
|---|---|
| Details | 1,843 sqft · built 2019 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,619 (Aug 2026) |
| Tax Bill | $1,338 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 953-03001-040 |
| Primary APN | 953-03001-040 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,843 sqft Living Area |
| Gross Area | 2,283 sqft |
| 1st Floor Area | 1,843 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,050 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 217 sqft |
| Street Address | 5409 BELMONT DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78046-6989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUATRO VIENTOS EAST - WRIGHT RANCH, BLOCK 1, LOT 4, PHASE IV |
| Legal Subdivision | CUATRO VIENTOS EAST - WRIGHT RANCH |
| Legal Phase | IV |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO SOUTH-EL CENIZO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1810 |
5409 Belmont Dr is owned by two individuals who bought it in August 2026.
Source: Webb County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4818 FRANZETTA ST, LAREDO, TX 78046-8379 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Feb 27, 2020 | Vendor's Lien, Transfer · FHA Mortgage THRIVE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Prior Sale | Feb 27, 2020 · Amount on File |
| Deed Document Number | 20261595348 |
| Deed Book / Page | 6090 / 660 |
| Prior Transfer Date | Feb 26, 2020 |
| Prior Transfer Doc | 0004746/61 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Aug 11, 2026 |
| Property Address | 5409 BELMONT DR, LAREDO, TX 78046-6989 |
| Document Number | 0001595348 |
| Book / Page | 6090 / 660 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20261595348 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | LAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4818 FRANZETTA ST, LAREDO, TX 78046-8379 |
| Document Number | 0001595348, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 6090/663 |
| Instrument | 20261595348 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Number | 6090000687, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 6090/687 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Feb 27, 2020 |
| Property Address | 5409 BELMONT DR, LAREDO, TX 78046-6989 |
| Document Number | 0004746/61 |
| Book / Page | 4746 / 61 |
| Map Reference | VOL 36 PG 63&64 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 1385817 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5409 BELMONT DR, LAREDO, TX 78046-6989 |
| Document Number | 0001385818 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 1385818 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 5409 Belmont Dr was $1,338, down 24.5% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,242 (-0.11%) Land $57,596 Building $206,646 | $264,242 (-0.11%) Land $57,596 Building $206,646 | |
| 2025 | $1,338.00 (-24.49%) Homeowner's exemption | $264,523 Land $57,596 Building $206,927 | $264,523 Land $57,596 Building $206,927 |
| 2024 | $1,772.00 | ||
| 2023 | $260,877 Land $54,329 Building $206,548 | $260,877 Land $54,329 Building $206,548 | |
| 2022 | $1,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5409 Belmont Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5409 Belmont Dr is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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