5409 Baldwin Rd, Swartz Creek, MI 48473 Property Records

Genesee County property record for 5409 Baldwin Rd, Swartz Creek, MI 48473

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,236 sqft · built 1945
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Oct 2020)
Tax Bill	$753 (2025)
Deeds & Mortgages	Oct 2020 Sale Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-32-100-015`

Property Details

APN / Parcel Number

Primary APN	`15-32-100-015`

Interior

Full Baths	1 Bath
Building Area	1,236 sqft Living Area
1st Floor Area	1,228 sqft
Basement Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Lot Area	40,946 sqft (0.94 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5409 BALDWIN RD
City	SWARTZ CREEK
State	MI
Zip	48473-9153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	N 165 FT OF E 247.5 FT OF W 1/2 OF NW 1/4 SEC EXC THAT PART TAKEN FOR CEMETARY SEC 32 T6N R6E .94 A
Legal Range	06E
Legal Township	06N
Legal Section	32
Jurisdiction	GENESEE MI
Township / Civil Division	MUNDY
Census Block Group	1
Census Block	1034
Census Tract	12907

Owner

Source: Genesee County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5409 BALDWIN RD, SWARTZ CREEK, MI 48473-9153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Warranty Deed, Transfer LIBERTY TITLE
Mar 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Sep 24, 2013 · Amount on Record
Deed Document Number	202070534
Prior Transfer Date	Jan 12, 2010
Prior Transfer Doc	0000004219
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 14, 2020
Property Address	5409 BALDWIN RD, SWARTZ CREEK, MI 48473-9153
Document Number	202010140070534
Instrument Date	Sep 25, 2020
Instrument	202010140070534
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,324.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5409 BALDWIN RD, 5409, SWARTZ CREEK, MI 48473-9153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6389 MABLEY HILL RD, FENTON, MI 48430-9405

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5409 BALDWIN RD, SWARTZ CREEK, MI 48473-9153
Document Number	0000017170
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2017
Title Company	MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 BALDWIN RD SWARTZ CREEK MI 484739153, SWARTZ CREEK, MI 48473-9153

Mortgage

Document Number	0000017170
Date	Mar 24, 2017
Instrument	17170

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 23, 2027

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mundy Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$753.00 (-68.73%) Homeowner's exemption	$74,300 (+18.5%)	$148,600 (+18.5%)
2024	$2,408.00 (+98.84%)
2023		$62,700	$125,400
2016	$1,211.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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