Manatee County property record for 5409 32nd Ave E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,302 sqft · built 2014 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,900 (Feb 2014) |
| Tax Bill | $1,916 (2024) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7166-0515-9 |
| Primary APN | 7166-0515-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| Gross Area | 1,932 sqft |
| 1st Floor Area | 1,302 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,800 sqft (0.11 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0716605159 |
|---|---|
| Street Address | 5409 32ND AVE E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-6961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 23 BLK 2 CYPRESS POND ESTATES PI#7166.0515/9 |
| Legal Range | 18E |
| Legal Township | 33S |
| Legal Section | 32 |
| Legal Subdivision | CYPRESS POND ESTATES |
| Legal Tract | 00716600 |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1604 |
5409 32nd Ave E is owned and occupied by two individuals who bought it in February 2014.
Source: Manatee County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5409 32ND AVE E, PALMETTO, FL 34221-6961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| May 5, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2014 · Amount on File |
| Deed Sale | Feb 26, 2014 · Amount on File |
| Deed Document Number | 20143244621 |
| Deed Book / Page | 2510 / 3664 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 2, 2026 |
| Property Address | 5409 32ND AVE E, PALMETTO, FL 34221-6961 |
| Document Number | 0000102198 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026102198 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5409 32ND AVE E, PALMETTO, FL 34221-6961 |
| Document Number | 0000102198, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 2026102198 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 5409 32ND AVE E, PALMETTO, FL 34221-6961 |
| Document Number | 0027281524 |
| Instrument Date | May 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5409 32ND AVE E PALMETTO FL 342216961, PALMETTO, FL 34221-6961 |
| Document Number | 0027281524 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 002728/001524 |
| Instrument | 41048833 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,409 (+2.7%) | $281,815 (-0.94%) Land $35,700 Building $246,115 | |
| 2025 | $167,876 | $284,490 Land $35,700 Building $248,790 | |
| 2024 | $1,916.00 (+2.19%) | ||
| 2023 | $1,875.00 (+3.48%) Homeowner's exemption | $158,393 (+3%) | $302,548 (+15.34%) Land $35,700 Building $266,848 |
| 2022 | $1,812.00 Homeowner's exemption | $153,780 | $262,299 Land $35,000 Building $227,299 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5409 32nd Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 units insured incl. 9 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5409 32nd Ave E is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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