5409 20th St NE, Buffalo, MN 55313 Property Records

Wright County property record for 5409 20th St NE, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,584 sqft · built 1986
Lot Size	4.77 acres (207,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Jul 2007)
Tax Bill	$4,066 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202-000-252100`

Property Details

APN / Parcel Number

Primary APN	`202-000-252100`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,528 sqft
Basement Area	1,272 sqft
Finished Basement	1,272 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	207,781 sqft (4.77 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	18 sqft
Deck Area	96 sqft
Gazebo	255 sqft
Poultry House	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5409 20TH ST NE
City	BUFFALO
State	MN
Zip	55313-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-120 RANGE-025 UNPLATTED LAND BUFFALO TWP TH PRT OF NE1/4 OF NW1/4 DES COM NE COR TH S89D435W ALG N LN 450FT TO PO
Legal Range	025
Legal Township	120
Legal Section	25
Legal Subdivision	BUFFALO TWP
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1023
Census Tract	100706

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5409 20TH ST NE, BUFFALO, MN 55313-4211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan TRUSTONE FINANCIAL CU
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 16, 2017	Deed of Trust, Mortgage · Conventional with PMI LAND HM FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2007 · Amount on Record
Deed Sale	Jul 11, 2007 · Amount on Record
Prior Sale	Apr 12, 2004 · Amount on Record
Deed Document Number	2007105910
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	5409 20TH ST NE, BUFFALO, MN 55313-4211
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 20TH ST NE, BUFFALO, MN 55313-4211

Mortgage

Document Number	00A1585319
Date	Sep 12, 2025
Instrument	A1585319

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	120 Months
Due	Sep 26, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	5409 20TH ST NE, BUFFALO, MN 55313-4211
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001465850
Date	Apr 8, 2021
Instrument	1465850

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	5409 20TH ST NE, BUFFALO, MN 55313-4211
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TTL INS COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001407781
Date	Oct 9, 2019
Instrument	1407781

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	5409 20TH ST NE, BUFFALO, MN 55313-4211
Document Number	0001356369
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	LENDSERV

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5409 20TH ST NE BUFFALO MN 553134211, BUFFALO, MN 55313-4211

Mortgage

Document Number	0001356369
Date	Oct 23, 2017
Instrument	1356369

Lender

Name	LAND HM FIN'L
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
County Subdivision	Buffalo Township
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,066.00 (+9.77%)	$482,700 (+1.03%) Land $153,600 Building $329,100	$482,700 (+1.03%) Land $153,600 Building $329,100
2025		$477,800 (+7.98%) Land $158,600 Building $319,200	$477,800 (+7.98%) Land $158,600 Building $319,200
2023	$3,704.00 (+6.81%)	$442,500 Land $138,600 Building $303,900	$442,500 Land $138,600 Building $303,900
2022	$3,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

May also be available: AT&T, Verizon.

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