5408 Waco Ct, Laredo, TX 78046 Property Records

Webb County property record for 5408 Waco Ct, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,614 sqft · built 2011
Lot Size	0.127 acres (5,566 sqft)
Owner	Individual Name on Record
Tax Bill	$1,491 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`929-81008-160`

Property Details

APN / Parcel Number

Primary APN	`929-81008-160`
Alternative APN	`364524`

Interior

Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft

Exterior

Year Built	Built 2011
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,566 sqft (0.127 acres)
Porch	Open Porch
Porch Area	447 sqft

Location & Zoning

Account Number	364524
Old Parcel Number	92981008160
Street Address	5408 WACO CT
City	LAREDO
State	TX
Zip	78046-5220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAGO DEL VALLE, BLOCK 8, LOT 16, PHASE II
Legal Subdivision	LAGO DEL VALLE
Legal Phase	II
Legal Block	8
Legal Lot Number	16
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2005
Census Tract	1810

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5408 WACO CT, LAREDO, TX 78046-5220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jan 18, 2019	Vendor's Lien, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019
Deed Sale	Jan 18, 2019
Prior Sale	Apr 20, 2012
Deed Document Number	1349996
Deed Book / Page	4536 / 655
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5408 WACO CT, LAREDO, TX 78046-5220
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 WACO CT, LAREDO, TX 78046-5220

Mortgage

Document Number	005554/102
Date	Oct 31, 2023
Book Page	5554/102
Instrument	1514223

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Feb 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5408 WACO CT, LAREDO, TX 78046-5220
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 WACO CT, LAREDO, TX 78046-5220

Mortgage

Document Number	005202/153
Date	Jan 31, 2022
Book Page	5202/153
Instrument	1456443

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Feb 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5408 WACO CT, LAREDO, TX 78046-5220
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 WACO CT LARENDO, LAREDO, TX 78046-5220

Mortgage

Document Number	4972/842
Date	Mar 10, 2021
Book Page	4972/842
Instrument	1421080

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Feb 1, 2049

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 18, 2019
Property Address	5408 WACO CT, LAREDO, TX 78046-5220
Document Number	004536/655
Book / Page	4536 / 655
Map Reference	VOL 27 PG 48-50
Instrument Date	Jan 15, 2019
Instrument	1349996
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 WACO CT, LAREDO, TX 78046-5220

Mortgage

Document Number	0001349997
Date	Jan 18, 2019
Instrument	1349997

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$220,412 (+6.35%) Land $53,605 Building $166,807	$220,412 (+6.35%) Land $53,605 Building $166,807
2024	$1,491.00 (+10.61%)
2023		$207,250 Land $50,599 Building $156,651	$207,250 Land $50,599 Building $156,651
2022	$1,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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