5408 Sunrise Bluff Ct, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5408 Sunrise Bluff Ct, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,433 sqft · built 2017
Lot Size	0.571 acres (24,873 sqft)
Owner	Individual Name on Record
Last Sale	$1,050,000 (May 2018)
Tax Bill	$10,703 (2026)
Deeds & Mortgages	May 2019 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`726-67-94-00-800-000`

Property Details

APN / Parcel Number

Primary APN	`726-67-94-00-800-000`
Alternative APNs	`061070300000038` `396575001`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,433 sqft Finished Area
1st Floor Area	20 sqft
Basement Area	1,986 sqft
Finished Basement	1,986 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,873 sqft (0.571 acres)
View / Lot	Waterfront
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	396 sqft
Deck Area	60 sqft
Patio Area	320 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	396575001
Street Address	5408 SUNRISE BLUFF CT
City	MIDLOTHIAN
State	VA
Zip	23112-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	SUNRISE BLUFF L 38
Legal Subdivision	SUNRISE BLUFF
Legal Lot Number	38
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3003
Census Tract	101007

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5408 SUNRISE BLUFF CT, MIDLOTHIAN, VA 23112-2516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2019	Deed of Trust, Mortgage CAPITAL CTRL LLC
May 25, 2018	Warranty Deed, Transfer FULTON BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Prior Sale	Jan 6, 2014 · Amount on Record
Deed Document Number	201818980
Deed Book / Page	11990 / 258
Transfer Doc	3527000656
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5408 SUNRISE BLUFF CT, MIDLOTHIAN, VA 23112-2516
Document Number	12301748
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 SUNRISE BLUFF CT MIDLOTHIAN VA 231122516, MIDLOTHIAN, VA 23112-2516

Mortgage

Document Number	12301748
Date	May 10, 2019
Book Page	012301/000748
Instrument	16454

Lender

Name	CAPITAL CTRL LLC

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 9, 2034

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 25, 2018
Property Address	5408 SUNRISE BLUFF CT, MIDLOTHIAN, VA 23112-2516
Document Number	11990258
Book / Page	011990 / 000258
Instrument Date	May 16, 2018
Instrument	18980
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 SUNRISE BLUFF CT MIDLOTHIAN VA 231122516, MIDLOTHIAN, VA 23112-2516

Mortgage

Document Number	11990262
Date	May 25, 2018
Book Page	011990/000262
Instrument	18981

Lender

Name	FULTON BK NA

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,703.00 (+14.21%)	$1,199,800 (+2.3%) Land $245,000 Building $954,800	$1,199,800 (+2.3%) Land $245,000 Building $954,800
2025		$1,172,800 (+14.19%) Land $245,000 Building $927,800	$1,172,800 (+14.19%) Land $245,000 Building $927,800
2023	$9,371.00	$1,027,100 Land $238,000 Building $789,100	$1,027,100 Land $238,000 Building $789,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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