5408 Ringgold Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 5408 Ringgold Rd, Chattanooga, TN 37412

Property Summary

Property Type	Convenience Store
Details	6,200 sqft · built 1988
Lot Size	0.499 acres (21,750 sqft)
Owner	Owner Name on File
Last Sale	$300,000 (May 2013)
Tax Bill	$3,874 (2025)
Flood Zone	Zone X (moderate risk)
APN	`169J G 012`

Property Details

APN / Parcel Number

Primary APN	`169J G 012`
Alternative APN	`0000114974`

Interior

Stories	1 Story
Building Area	6,200 sqft Total Area

Exterior

Year Built	Built 1988
Exterior Material	Stone
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	21,750 sqft (0.499 acres)
Lot Dimensions	145 ft deep x 150 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000114974
Street Address	5408 RINGGOLD RD
City	CHATTANOOGA
State	TN
Zip	37412-3128
Property Category	Commercial
Property Type	Commercial > Retail > Convenience Store
Local Zoning Code	C2
Legal Description	SEC 32 SE 1/4 TWP 2S 6N R3W
Legal Range	03W
Legal Township	02
Legal Section	32
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	6
Census Block	6004
Census Tract	11600

Owner

The current owner of 5408 Ringgold Rd acquired it in May 2013.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	5408 RINGGOLD RD, CHATTANOOGA, TN 37412-3128
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2013 · Amount on File
Deed Sale	May 16, 2013 · Amount on File
Deed Document Number	0009958487
Deed Book / Page	9958 / 487
Last Transfer Date	May 21, 2013
Transfer Doc	0000000094
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5408 Ringgold Rd was $3,874, down 23.1% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,874.00 (-23.12%)	$255,600 (+13.48%)	$639,000 (+13.48%) Land $282,800 Building $356,200
2024	$5,039.00 (-36.17%)	$225,240 (-)	$563,100 (-) Land $271,900 Building $291,200
2023	$7,895.00 (-0.01%)	$225,240 (-)	$563,100 (-) Land $271,900 Building $291,200
2022	$7,896.00	$225,240	$563,100 Land $271,900 Building $291,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5408 Ringgold Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	102 (1978–2025)
Claims Outside the SFHA	12 of 102
Most Recent Claim	Aug 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 16 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 7 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5408 Ringgold Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20