5408 Oakstone Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 5408 Oakstone Ct, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,206 sqft · built 2003
Lot Size	0.212 acres (9,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,540,000 (Mar 2026)
Tax Bill	$18,499 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`121-370-030-3`

Property Details

APN / Parcel Number

Primary APN	`121-370-030-3`
Alternative APN	`121-370-030`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,206 sqft Living Area
1st Floor Area	1,782 sqft
2nd Floor Area	1,424 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Architectural Style	Cluster
Lot Area	9,244 sqft (0.212 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5408 OAKSTONE CT
City	CONCORD
State	CA
Zip	94521-5430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8031 L247
Legal Subdivision	SUBDIVISION 8031
Legal Tract	8031
Legal Lot Number	247
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2011
Census Tract	355309

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5408 OAKSTONE CT, CONCORD, CA 94521-5430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 8, 2021	Grant Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Nov 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Dec 8, 2021 · Amount on Record
Deed Document Number	202629154
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 25, 2026
Property Address	5408 OAKSTONE CT, CONCORD, CA 94521-5430
Document Number	0000029154
Map Reference	MB 393 PG 6
Instrument Date	Mar 18, 2026
Instrument	2026- 029154
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5408 OAKSTONE CT, CONCORD, CA 94521-5430

Mortgage

Document Number	0000029155
Date	Mar 25, 2026
Instrument	2026- 029155

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5408 OAKSTONE CT, CONCORD, CA 94521-5430
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 OAKSTONE CT, CONCORD, CA 94521-5430

Mortgage

Document Number	0000213231
Date	Sep 23, 2020
Instrument	2020-213231

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 8, 2021
Property Address	5408 OAKSTONE CT, CONCORD, CA 94521-5430
Document Number	0000333915
Map Reference	MB 393 PG 6
Instrument Date	Dec 3, 2021
Instrument	2021-333915
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5100-B1 CLAYTON RD # 146, B1, CONCORD, CA 94521-3161

Mortgage

Document Number	0000333916
Date	Dec 8, 2021
Instrument	2021-333916

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5408 OAKSTONE CT, CONCORD, CA 94521-5430
Document Number	0000216969
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5408 OAKSTONE CT CONCORD CA 945215430, CONCORD, CA 94521-5430

Mortgage

Document Number	0000216969
Date	Dec 4, 2019
Instrument	216969

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 3, 2034

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,623,646 (+2%) Land $838,884 Building $784,762
2025	$18,499.00 (+4.16%) Homeowner's exemption	$1,591,811 (+4.04%) Land $822,436 Building $769,375
2023	$17,761.00 (+0.63%) Homeowner's exemption	$1,530,000 Land $790,500 Building $739,500
2022	$17,649.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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