5408 Largo Dr, Columbia, MO 65203 Property Records

Boone County property record for 5408 Largo Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,954 sqft · built 2002
Lot Size	0.247 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$460,400 (Feb 2021)
Tax Bill	$4,242 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-100-00-01-133-00`

Property Details

APN / Parcel Number

Primary APN	`20-100-00-01-133-00`
Alternative APN	`20-100-00-01-133.00 01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,954 sqft Living Area
1st Floor Area	1,934 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	5408 LARGO DR
City	COLUMBIA
State	MO
Zip	65203-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THORNBROOK SD PLAT 5 LOT 133
Legal Range	13W
Legal Township	47N
Legal Section	05
Legal Subdivision	THORNBROOK SD
Legal Block	A01
Legal Lot Number	133
Jurisdiction	BOONE MO
Township / Civil Division	ROCK BRIDGE
Census Block Group	3
Census Block	3024
Census Tract	1806

Owner

5408 Largo Dr is owned and occupied by two individuals who bought it in February 2021.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5408 LARGO DR, COLUMBIA, MO 65203-9772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Nov 21, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	Nov 21, 2018 · Amount on File
Deed Document Number	20214654
Deed Book / Page	5367 / 107
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	5408 LARGO DR, COLUMBIA, MO 65203-9772
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 LARGO DR, COLUMBIA, MO 65203-9772

Mortgage

Document Number	0000001628
Date	Feb 8, 2024
Book Page	5835/87
Instrument	2024001628

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2054

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Feb 17, 2021
Property Address	5408 LARGO DR, COLUMBIA, MO 65203-9772
Document Number	0000004654
Book / Page	5367 / 107
Map Reference	MB 34 PG 37
Instrument Date	Feb 17, 2021
Instrument	2021004654
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 LARGO DR, COLUMBIA, MO 65203-9772

Mortgage

Document Number	0000004655
Date	Feb 17, 2021
Instrument	2021004655

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	5408 LARGO DR, COLUMBIA, MO 65203-9772
Document Number	0000024046
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5408 LARGO DR COLUMBIA MO 652039772, COLUMBIA, MO 65203-9772

Mortgage

Document Number	0000024046
Date	Dec 6, 2019
Book Page	005116/000103
Instrument	24046

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Nov 21, 2018
Property Address	5408 LARGO DR, COLUMBIA, MO 65203-9772
Document Number	0000022182
Book / Page	004966 / 000006
Instrument Date	Nov 21, 2018
Instrument	22182
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5408 LARGO DR COLUMBIA MO 652039772, COLUMBIA, MO 65203-9772

Mortgage

Document Number	22183
Date	Nov 21, 2018
Book Page	004966/000007
Instrument	22183

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5408 Largo Dr was $4,242.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,790 (-) Land $8,075 Building $56,715
2025	$4,242.00	$64,790 Land $8,075 Building $56,715	$341,000 Land $42,500 Building $298,500
2023	$3,785.00 (+4.13%)	$56,582 Land $8,075 Building $48,507	$297,800 Land $42,500 Building $255,300
2022	$3,635.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5408 Largo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5408 Largo Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Wisper ISP.

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