Sacramento County property record for 5408 Hesper Way, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,091 sqft · built 1958 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,933 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 232-0242-012-0000 |
| Primary APN | 232-0242-012-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,091 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 487 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5408 HESPER WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-0443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | MERRIHILL 05, LOT 335 |
| Legal Subdivision | MERRIHILL 05 |
| Legal Lot Number | 335 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 8117 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5408 HESPER WAY, CARMICHAEL, CA 95608-0443 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 14, 2017 | Loan Modification, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 17, 2008 |
| Transfer Doc | 0000001338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 7, 2026 |
| Property Address | 5408 HESPER WAY, CARMICHAEL, CA 95608-0443 |
| Document Number | 2026001427 |
| Book / Page | 20260507 / 1427 |
| Instrument Date | May 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 5408 HESPER WAY, CARMICHAEL, CA 95608-0443 |
| Document Number | 2026001427, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 20260507/1427 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5408 HESPER WAY, CARMICHAEL, CA 95608-0443 |
| Document Number | 1802061058 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 5408 HESPER WAY CARMICHAEL CA 956080443, CARMICHAEL, CA 95608-0443 |
| Document Number | 1802061058 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 1802061058 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 5, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $258,067 (+2%) Land $39,810 Building $218,257 | |
| 2025 | $2,933.00 (-0.34%) Homeowner's exemption | $253,008 (+4.04%) Land $39,030 Building $213,978 |
| 2024 | $2,943.00 (+4.07%) | |
| 2023 | $2,828.00 (+0.57%) Homeowner's exemption | $243,185 Land $37,515 Building $205,670 |
| 2022 | $2,812.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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