5408 Espy Ave, Long Beach, MS 39560 Property Records

Harrison County property record for 5408 Espy Ave, Long Beach, MS 39560

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,092 sqft · built 2008
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Oct 2019)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Oct 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`0511L-01-005.002`

Property Details

APN / Parcel Number

Primary APN	`0511L-01-005.002`
Alternative APNs	`0511L-01-005.000` `132843`

Interior

Full Baths	1 Bath
Building Area	3,092 sqft Adjusted Area
1st Floor Area	2,396 sqft
2nd Floor Area	808 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Deck Area	230 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	132843
Street Address	5408 ESPY AVE
City	LONG BEACH
State	MS
Zip	39560-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 AC BEG 448.8 FT S OF NE COR OF LOT 57 ANDREWS LAND CO SUBD W 638.7 FT TO E MAR OF ESPY AVE S ALONG RD 199.8 FT E 638.3 FT N
Legal Range	12
Legal Township	08
Legal Section	09
Legal Subdivision	ANDREWS LAND CO SUBD LOTS 35-6
Legal Lot Number	57
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2058
Census Tract	3105

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5408 ESPY AVE, LONG BEACH, MS 39560-9727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Oct 25, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	2019-0009250-D-J1
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	5408 ESPY AVE, LONG BEACH, MS 39560-9727
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20194897TJ1
Date	Jun 14, 2019
Instrument	2019-4897-T-J1

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 26, 2024

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Oct 25, 2019
Property Address	5408 ESPY AVE, LONG BEACH, MS 39560-9727
Document Number	20199250DJ1
Instrument Date	Oct 22, 2019
Instrument	2019-9250-D-J1
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6053 HARVEST LN, 6053, LONG BEACH, MS 39560-2306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5408 ESPY AVE, LONG BEACH, MS 39560-9727

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848.00 (+8.04%) Homeowner's exemption Disabled Person's exemption	$25,061 (+6.59%)	$250,610 (+6.59%) Land $33,798 Building $216,812
2024	$2,636.00
2023	$2,636.00 (-10.22%) Homeowner's exemption Disabled Person's exemption	$23,511	$235,112 Land $30,729 Building $204,383
2022	$2,936.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	15 (2005–2026)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 8 claims Hurricane Isaac, Aug 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 94% of Mississippi
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUTTER WATER SERVICE-MAGNOLIA SPRINGS private · serves 1,201 people · EPA ID MS0240271
Water Source	Purchased groundwater from HCUA-WEST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect, Verizon.

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