5408 Emerald Way, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 5408 Emerald Way, Apple Valley, MN 55124

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,573 sqft · built 1984
Lot Size0.128 acres (5,587 sqft)
OwnerCompany Name on File
Last Sale$114,000 (May 2015)
Tax Bill$4,022 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-23700-01-090

Property Details

APN / Parcel Number

Primary APN01-23700-01-090

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,573 sqft Living Area
Gross Area2,057 sqft
1st Floor Area1,144 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1987
Architectural StyleSplit Level
Construction TypeWood
Lot Area5,587 sqft (0.128 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5408 EMERALD WAY
CitySAINT PAUL
StateMN
Zip55124-6643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD POINT 1ST ADD 9 1 LOT 9 BLK 1 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS LOT 1 BLK 1 EMERALD POINT 1ST ADD LOT 22 BLK 1 EMERALD POINT 2ND ADD LOT 27 BLK 1 & OUTLOT C EMERALD POINT 3RD ADD
Legal SubdivisionEMERALD POINT 1ST ADD
Legal Block1
Legal Lot Number9
JurisdictionDAKOTA MN
Township / Civil DivisionAPPLE VALLEY
Census Block Group2
Census Block2001
Census Tract60838

Owner

5408 Emerald Way is owned by a company that bought it in May 2015.

Source: Dakota County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address7257 SE 2ND AVE, OCALA, FL 34480-6681
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Deed of Trust, Mortgage · Line of Credit
BELL BANK
Jan 11, 2022Deed of Trust, Mortgage · Commercial Mortgage
BELL BANK
Sep 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
ROYAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2015 · Amount on File
Deed SaleMay 21, 2015 · Amount on File
Deed Document Number20153068215
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address5408 EMERALD WAY, APPLE VALLEY, MN 55124-6643
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003551095
DateJul 28, 2022
Instrument3551095
Lender
NameBELL BANK
TypeBank
AddressSAINT PAUL, MN 55125
Agreement
TypeLine of Credit
AmountAmount on Record
Term27 Months
DueOct 7, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address5408 EMERALD WAY, APPLE VALLEY, MN 55124-6643
Transaction TypeMortgage
Record UpdatedJan 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000856946
DateJan 11, 2022
Instrument856946
Lender
NameBELL BANK
TypeBank
AddressSAINT PAUL, MN 55125
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term33 Months
DueOct 7, 2024
Interest
Rate TypeAdjustable Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address5408 EMERALD WAY, APPLE VALLEY, MN 55124-6643
Document Number0003328251
Instrument DateSep 6, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address724 MC CUTCHEON RD HUDSON WI 540167630, HUDSON, WI 54016-7630

Mortgage

Document Number0003328251
DateSep 25, 2019
Instrument3328251
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 24, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 5408 Emerald Way was $4,022.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityApple Valley City
CountyDakota County
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,022.00$320,200 Land $65,000 Building $255,200$320,200 Land $65,000 Building $255,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5408 Emerald Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5408 Emerald Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemApple Valley
serves 50,300 people · EPA ID MN1190001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20

May also be available: AT&T, Frontier, Metronet, Southeast MN Wifi, T-Mobile, Verizon.

Nearby Properties on Emerald Way

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