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5408 Circle Dr, McHenry, IL 60050 Property Records

McHenry County property record for 5408 Circle Dr, McHenry, IL 60050 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,075 sqft · built 1959
Lot Size0.438 acres (18,295 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Mar 2024)
Tax Bill$5,651 (2023)
Deeds & MortgagesApr 2026 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN10-05-434-020

Property Details

APN / Parcel Number

Primary APN10-05-434-020
Alternative APN
  • 10-05-434-023

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,075 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBrick
Lot Area18,295 sqft (0.438 acres)
PorchPorch
Porch Area15 sqft
Deck Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number1005434020
Street Address5408 CIRCLE DR
CityMCHENRY
StateIL
Zip60050-7729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2024R0006898 LT 6 BLK 13 PISTAKEE HIGHLANDS UNIT 4
Legal SubdivisionPISTAKEE HIGHLANDS UNIT 4
Legal Block13
Legal Lot Number6
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2017
Census Tract870704

Owner

Source: McHenry County records · APN 10-05-434-020

Assessment roll updated March 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2209 CENTRAL RD, ROLLING MEADOWS, IL 60008-2912
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
ALLIANT CREDIT UNION
Mar 25, 2024Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2024 · Amount on Record
Deed SaleMar 25, 2024 · Amount on Record
Deed Document Number20246898
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateApr 06, 2026
Property Address5408 CIRCLE DR, MCHENRY, IL 60050-7729
Document Number0000009116
Instrument DateApr 01, 2026
Instrument20269116
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5408 CIRCLE DR, MCHENRY, IL 60050-7729

Mortgage

Document Number0000009116,
DateApr 06, 2026
Instrument20269116
Lender
NameALLIANT CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2041
Interest
Rate TypeFixed Rate
Rate5.38%
Initial TypeFixed Rate
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 25, 2024
Property Address5408 CIRCLE DR, MCHENRY, IL 60050-7729
Document Number0000006898
Map ReferenceMB12 PG85 DOC312063
Instrument DateMar 22, 2024
Instrument2024R0006898
Transaction TypeTransfer
Record UpdatedApr 04, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5408 CIRCLE DR, MCHENRY, IL 60050-7729

Mortgage

Document Number0000006899
DateMar 25, 2024
Instrument2024R0006899
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054
Interest
Rate6.8%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$80,639 (+11.42%) Land $22,808 Building $57,831$241,917 (+11.42%) Land $68,424 Building $173,493
2023$5,651.00
2022Homeowner's exemption$72,377 Land $37,914 Building $34,463$217,131 Land $113,742 Building $103,389

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims41 (1979–2026)
Claims Outside the SFHA2 of 41
Most Recent ClaimApr 2026, river or lake flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Jun 1993 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 384 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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