Mille Lacs County property record for 5407 White Cap Rd, Isle, MN 56342
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 864 sqft · built 1940 |
| Lot Size | 0.16 acres (6,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Aug 2025) |
| Tax Bill | $1,410 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-520-0310 |
| Primary APN | 05-520-0310 |
|---|
| Building Area | 864 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 6,998 sqft (0.16 acres) |
| Porch | Slab |
| Shed | 1 Shed |
| Street Address | 5407 WHITE CAP RD |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Range | 25 |
| Legal Township | 43 |
| Legal Section | 05 |
| Legal Subdivision | LIBERTY |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | EAST SIDE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970100 |
Source: Mille Lacs County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5407 WHITE CAP RD, ISLE, MN 56342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Prior Sale | Jun 21, 2023 · Amount on Record |
| Deed Document Number | 2025447692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 5407 WHITE CAP RD, ISLE, MN 56342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Title Company | EC TITLE SERVICES, CU TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 000A434852 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | A434852 |
| Name | ASSOCIATED HEALTHCARE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 11, 2038 |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | East Side Township |
| Unified School District | Isle Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,410.00 (-8.08%) | $197,500 (+34.26%) Land $43,300 Building $154,200 | $197,500 (+34.26%) Land $43,300 Building $154,200 |
| 2025 | $147,100 (+6.9%) Land $39,000 Building $108,100 | $147,100 (+6.9%) Land $39,000 Building $108,100 | |
| 2023 | $1,534.00 | $137,600 Land $35,000 Building $102,600 | $137,600 Land $35,000 Building $102,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
5G (outdoors only) and 4G LTE
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