5407 Waverly Ave, La Jolla, CA 92037 Property Records

San Diego County property record for 5407 Waverly Ave, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,628 sqft · built 1990
Lot Size	0.95 acres (4,122 sqft)
Owner	Company Name on File
Last Sale	$1,490,000 (Mar 2017)
Tax Bill	$22,218 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`357-622-26-00`

Property Details

APN / Parcel Number

Primary APN	`357-622-26-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,628 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	4,122 sqft (0.95 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	5407 WAVERLY AVE
City	LA JOLLA
State	CA
Zip	92037-7645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	BLK 25 LOT 14 TR 001083
Legal Subdivision	BIRD ROCK ADD
Legal Tract	001083
Legal Block	25
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3014
Census Tract	8102

Owner

5407 Waverly Ave is owned by a company that bought it in March 2017 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	5407 WAVERLY AVE, LA JOLLA, CA 92037-7645
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 22, 2019	Deed of Trust, Mortgage SYNERGY ONE LNDG
Aug 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 16, 2017	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Mar 16, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2017 · Amount on File
Deed Sale	Mar 16, 2017 · Amount on File
Prior Sale	May 15, 2015 · Amount on File
Deed Document Number	2017121991
Prior Transfer Date	Nov 30, 1995
Prior Transfer Doc	0000593919
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5407 WAVERLY AVE, LA JOLLA, CA 92037-7645
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 WAVERLY AVE, LA JOLLA, CA 92037-7645

Mortgage

Document Number	0000230787
Date	Aug 24, 2023
Instrument	2023-0230787

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5407 WAVERLY AVE, LA JOLLA, CA 92037-7645
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 WAVERLY AVE, LA JOLLA, CA 92037-7645

Mortgage

Document Number	0000309388
Date	Apr 21, 2021
Instrument	2021-0309388

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5407 WAVERLY AVE, LA JOLLA, CA 92037-7645
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 WAVERLY AVE, LA JOLLA, CA 92037-7645

Mortgage

Document Number	0000538525
Date	Jul 28, 2021
Instrument	2021-0538525

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5407 WAVERLY AVE, LA JOLLA, CA 92037-7645
Document Number	0000554424
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5407 WAVERLY AVE LA JOLLA CA 920377645, LA JOLLA, CA 92037-7645

Mortgage

Document Number	0000554424
Date	Nov 27, 2019
Instrument	554424

Lender

Name	SYNERGY ONE LNDG
Address	3131 CAMINO DEL RIO N # 190, SAN DIEGO, CA 92108-5702

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2018
Property Address	5407 WAVERLY AVE, LA JOLLA, CA 92037-7645
Document Number	0000346630
Instrument Date	Jan 19, 2018
Instrument	346630
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5407 WAVERLY AVE LA JOLLA CA 920377645, LA JOLLA, CA 92037-7645

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2017
Property Address	5407 WAVERLY AVE, LA JOLLA, CA 92037-7645
Document Number	0000121991
Map Reference	MAP1083
Instrument Date	Mar 2, 2017
Instrument	2017-0121991
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5407 WAVERLY AVE, LA JOLLA, CA 92037-7645

Mortgage

Document Number	0000121992
Date	Mar 16, 2017
Instrument	2017-0121992

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2017
Property Address	5407 WAVERLY AVE, LA JOLLA, CA 92037-7645
Document Number	0000121990
Instrument Date	Feb 9, 2017
Instrument	121990
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	410 PEARL ST #3B LA JOLLA CA 920374947, 3B, LA JOLLA, CA 92037-4947

Tax Assessment & Valuation

The 2025 property tax bill for 5407 Waverly Ave was $22,218 with a homeowner's exemption, up 6.5% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,763,851 (+2%) Land $1,538,934 Building $224,917
2025	$22,218.00 (+6.47%) Homeowner's exemption	$1,729,266 Land $1,508,759 Building $220,507
2024	$20,868.00 (+2.24%)
2023	$20,410.00 (+2.73%) Homeowner's exemption	$1,662,119 Land $1,450,173 Building $211,946
2022	$19,868.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5407 Waverly Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1978–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5407 Waverly Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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