5407 Valley Rd, Ames, IA 50014 Property Records

Story County property record for 5407 Valley Rd, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,039 sqft · built 1984
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Mar 2026)
Tax Bill	$6,098 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-20-175-195`

Property Details

APN / Parcel Number

Primary APN	`05-20-175-195`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,039 sqft Living Area
1st Floor Area	1,687 sqft
Basement Area	1,687 sqft
Finished Basement	1,000 sqft
Unfinished Basement	987 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Mixed
Garage Area	1,458 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	475 sqft
Deck Area	222 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	5407 VALLEY RD
City	AMES
State	IA
Zip	50014-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1, RESID
Legal Description	SQUAW VALLEY SOUTH SD LOT:14
Legal Range	24W
Legal Township	84N
Legal Section	20
Legal Subdivision	SQUAW VALLEY SOUTH SD
Legal Lot Number	14
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1010
Census Tract	104

Owner

5407 Valley Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5407 VALLEY RD, AMES, IA 50014-9450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Deed Document Number	20262021
Prior Transfer Date	Aug 20, 2024
Prior Transfer Doc	0000005989
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5407 VALLEY RD, AMES, IA 50014-9450
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201807377
Date	Aug 9, 2018
Instrument	2018-07377

Lender

Name	GREATER IOWA CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5407 Valley Rd was $6,098 with a homeowner's exemption, up 7.3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,098.00 (+7.32%) Homeowner's exemption	$494,300 Land $156,000 Building $338,300	$494,300 Land $156,000 Building $338,300
2024	$5,682.00
2023		$448,900 Land $155,300 Building $293,600	$448,900 Land $155,300 Building $293,600
2022	$5,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5407 Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5407 Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Colo Telephone Company, Verizon.

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