5407 Silver Ledge Dr, Katy, TX 77493 Property Records

Harris County property record for 5407 Silver Ledge Dr, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,721 sqft · built 2016
Lot Size	0.146 acres (6,340 sqft)
Owner	Company Name on Record
Last Sale	$257,000 (Sep 2016)
Tax Bill	$8,607 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`137-013-002-0021`

Property Details

APN / Parcel Number

Primary APN	`137-013-002-0021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,721 sqft Living Area
1st Floor Area	1,657 sqft
Game Room	Game Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,340 sqft (0.146 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1370130020021
Street Address	5407 SILVER LEDGE DR
City	KATY
State	TX
Zip	77493-3087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 BLK 2 KING CROSSING SEC 6
Legal Subdivision	KING CROSSING SEC 6
Legal Block	2
Legal Lot Number	21
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2037
Census Tract	542902

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5407 SILVER LEDGE DR, KATY, TX 77493-3087
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSTON POLICE CREDT UNION
Oct 7, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2016 · Amount on Record
Deed Sale	Sep 22, 2016 · Amount on Record
Deed Document Number	2016428472
Prior Transfer Date	Sep 21, 2016
Prior Transfer Doc	0000428472
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5407 SILVER LEDGE DR, KATY, TX 77493-3087
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031337
Date	Jan 30, 2023
Instrument	2023-031337

Lender

Name	HOUSTON POLICE CREDT UNION
Address	HOUSTON, TX 77007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2033

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5407 SILVER LEDGE DR, KATY, TX 77493-3087
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 SILVER LEDGE DR, KATY, TX 77493-3087

Mortgage

Document Number	2021579407
Date	Oct 7, 2021
Instrument	2021-579407

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2046

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5407 SILVER LEDGE DR, KATY, TX 77493-3087
Document Number	0000476756
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 SILVER LEDGE DR KATY TX 774933087, KATY, TX 77493-3087

Mortgage

Document Number	0000476756
Date	Oct 6, 2020
Instrument	476756

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 5, 2045

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,210 (-10.62%) Land $50,150 Building $284,060	$334,210 (-10.62%) Land $50,150 Building $284,060
2025	$8,607.00 (+68.2%) Homeowner's exemption	$373,929 (-10.27%) Land $54,912 Building $319,017	$373,929 (-10.27%) Land $54,912 Building $319,017
2024	$5,117.00 (+18.31%)
2023		$416,721 Land $54,912 Building $361,809	$416,721 Land $54,912 Building $361,809
2022	$4,325.00 (-12.13%)
2020	$4,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 495 serves 9,882 people · EPA ID TX1013532
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Verizon.

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