5407 Schubert St, Ames, IA 50014 Property Records

Story County property record for 5407 Schubert St, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 923 sqft · built 1996
Lot Size	0.203 acres (8,846 sqft)
Owner	2 Individual Names on File
Last Sale	$148,000 (Jul 2006)
Tax Bill	$3,312 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-07-125-020`

Property Details

APN / Parcel Number

Primary APN	`09-07-125-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	923 sqft Living Area
1st Floor Area	923 sqft
Basement Area	923 sqft
Finished Basement	298 sqft
Unfinished Basement	625 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,846 sqft (0.203 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	219 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5407 SCHUBERT ST
City	AMES
State	IA
Zip	50014-6900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BENTWOOD SD 1ST ADD LOT:16 AMES
Legal Range	24W
Legal Township	83N
Legal Section	07
Legal Subdivision	BENTWOOD SD 1ST ADD
Legal Lot Number	16
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	1303

Owner

5407 Schubert St is owned and occupied by two individuals who bought it in July 2006.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5407 SCHUBERT ST, AMES, IA 50014-6900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Deed of Trust, Mortgage · Line of Credit GREATER IOWA CREDIT UNION
Sep 24, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2006 · Amount on File
Deed Sale	Jul 14, 2006 · Amount on File
Deed Document Number	20068384
Prior Transfer Date	Jul 10, 2006
Prior Transfer Doc	0000008384
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5407 SCHUBERT ST, AMES, IA 50014-6900
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201802426
Date	Mar 29, 2018
Instrument	2018-02426

Lender

Name	GREATER IOWA CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Jan 1, 2043

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5407 SCHUBERT ST, AMES, IA 50014-6900
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201808872
Date	Sep 24, 2018
Instrument	2018-08872

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5407 SCHUBERT ST, AMES, IA 50014-6900
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202005864
Date	Jun 4, 2020
Instrument	2020-05864

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5407 Schubert St was $3,312 with a homeowner's exemption, up 9.2% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,312.00 (+9.23%) Homeowner's exemption	$251,700 Land $61,900 Building $189,800	$251,700 Land $61,900 Building $189,800
2024	$3,032.00
2023		$219,200 Land $44,100 Building $175,100	$219,200 Land $44,100 Building $175,100
2022	$2,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5407 Schubert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5407 Schubert St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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