5407 Ridge Park Dr, Loomis, CA 95650 Property Records

Placer County property record for 5407 Ridge Park Dr, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,570 sqft · built 1989
Lot Size	5.96 acres (260,053 sqft)
Owner	2 Individual Names on File
Last Sale	$1,800,000 (Aug 2023)
Tax Bill	$18,936 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-042-052-000`

Property Details

APN / Parcel Number

Primary APN	`046-042-052-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Building Area	4,570 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	260,053 sqft
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5407 RIDGE PARK DR
City	LOOMIS
State	CA
Zip	95650-9487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.97 AC LOT 12 SIERRA RIDGE MOR BK L PG 90
Legal Subdivision	SIERRA RIDGE ESTATES
Legal Lot Number	12
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1024
Census Tract	20607

Owner

5407 Ridge Park Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5407 RIDGE PARK DR, LOOMIS, CA 95650-9487
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Grant Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPROUT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Sep 28, 2018 · Amount on File
Deed Document Number	202343197
Prior Transfer Date	Oct 18, 2011
Prior Transfer Doc	0000083938
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 15, 2023
Property Address	5407 RIDGE PARK DR, LOOMIS, CA 95650-9487
Document Number	0000043197
Map Reference	MB L PG 90
Instrument Date	Aug 10, 2023
Instrument	2023-0043197
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5407 RIDGE PARK DR, LOOMIS, CA 95650-9487

Mortgage

Document Number	0000043198
Date	Aug 15, 2023
Instrument	2023-0043198

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5407 RIDGE PARK DR, LOOMIS, CA 95650-9487
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 RIDGE PARK DR, LOOMIS, CA 95650-9487

Mortgage

Document Number	0000026628
Date	Mar 28, 2022
Instrument	2022-0026628

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5407 RIDGE PARK DR, LOOMIS, CA 95650-9487
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 RIDGE PARK DR, LOOMIS, CA 95650-9487

Mortgage

Document Number	0000120653
Date	Sep 27, 2021
Instrument	2021-0120653

Lender

Name	SPROUT MORTGAGE LLC
Type	Non-Lending Institution
Address	PORT SAINT LUCIE, FL 34986

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5407 Ridge Park Dr was $18,936.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,872,720 (+2%) Land $499,392 Building $1,373,328
2025	$18,936.00	$1,836,000 Land $489,600 Building $1,346,400
2023	$11,363.00 (-0.04%) Homeowner's exemption	$1,072,200 Land $321,660 Building $750,540
2022	$11,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5407 Ridge Park Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5407 Ridge Park Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Succeed.Net, Zeta Broadband.

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