5407 Lowell St, Sacramento, CA 95820 Property Records

Sacramento County property record for 5407 Lowell St, Sacramento, CA 95820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,078 sqft · built 1952
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Dec 2011)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`023-0291-023-0000`

Property Details

APN / Parcel Number

Primary APN	`023-0291-023-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	1,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	247 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5407 LOWELL ST
City	SACRAMENTO
State	CA
Zip	95820-6605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COLONIAL VILLAGE 01, LOT 2
Legal Subdivision	COLONIAL VILLAGE 01
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	3101

Owner

Source: Sacramento County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5407 LOWELL ST, SACRAMENTO, CA 95820-6605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Feb 10, 2023	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FINANCE INC
Nov 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2011 · Amount on File
Deed Sale	Dec 15, 2011 · Amount on File
Prior Sale	Aug 20, 2010 · Amount on File
Deed Book / Page	20111215 / 55
Prior Transfer Date	Jul 29, 2010
Prior Transfer Doc	0000000250
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 15, 2026
Property Address	5407 LOWELL ST, SACRAMENTO, CA 95820-6605
Document Number	2026000597
Book / Page	20260915 / 597
Instrument Date	Sep 8, 2026
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 LOWELL ST, SACRAMENTO, CA 95820-6605

Mortgage

Document Number	2026000597,
Date	Sep 15, 2026
Book Page	20260915/597

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5407 LOWELL ST, SACRAMENTO, CA 95820-6605
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 LOWELL ST, SACRAMENTO, CA 95820-6605

Mortgage

Document Number	0000000824
Date	Feb 10, 2023
Instrument	2023021000824

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92126

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5407 LOWELL ST, SACRAMENTO, CA 95820-6605
Document Number	1712080186
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	UTOPIAN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 LOWELL ST SACRAMENTO CA 958206605, SACRAMENTO, CA 95820-6605

Mortgage

Document Number	1712080186
Date	Dec 8, 2017
Instrument	1712080186

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$140,915 (+2%) Land $64,051 Building $76,864
2025	$1,706.00 (+1.49%) Homeowner's exemption	$138,153 (+4.04%) Land $62,796 Building $75,357
2024	$1,681.00 (+2.56%)
2023	$1,639.00 (-11.69%) Homeowner's exemption	$132,790 Land $60,358 Building $72,432
2022	$1,856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1993–2025)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, T-Mobile.

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