5407 Louella Ave, McHenry, IL 60050 Property Records

McHenry County property record for 5407 Louella Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,095 sqft · built 1955
Lot Size	0.186 acres (8,123 sqft)
Owner	2 Individual Names on File
Last Sale	$113,000 (Mar 2019)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-05-429-021`

Property Details

APN / Parcel Number

Primary APN	`10-05-429-021`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,095 sqft Living Area
Gross Area	2,190 sqft
1st Floor Area	990 sqft

Exterior

Year Built	Built 1955
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,123 sqft
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	18 sqft
Deck Area	30 sqft

Location & Zoning

Street Address	5407 LOUELLA AVE
City	MCHENRY
State	IL
Zip	60050-7661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0007726 LT 16 BLK 1 PISTAKEE HIGHLANDS UNIT 3 MEMO: SYLVANUS, KRISTINE/KLEKOVIC, JUDY
Legal Range	09E
Legal Township	45N
Legal Section	05
Legal Subdivision	PISTAKE HLNDS 03
Legal Block	1
Legal Lot Number	16
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2031
Census Tract	870704

Owner

5407 Louella Ave is owned and occupied by two individuals who bought it in March 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Individual Names on File
Mailing Address	5407 LOUELLA AVE, MCHENRY, IL 60050-7661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Deed Document Number	2019R0007726
Record Updated	Jun 7, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 22, 2019
Property Address	5407 LOUELLA AVE, MCHENRY, IL 60050-7661
Document Number	0000007726
Instrument Date	Mar 11, 2019
Instrument	7726
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5407 LOUELLA AVE MCHENRY IL 600507661, MCHENRY, IL 60050-7661

Mortgage

Document Number	7727
Date	Mar 22, 2019
Instrument	7727

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$51,463 Land $13,165 Building $38,298	$154,389 Land $39,495 Building $114,894

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5407 Louella Ave in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	41 (1979–2026)
Claims Outside the SFHA	2 of 41
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms & Flooding, Jun 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5407 Louella Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20