Carteret County property record for 5407 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,814 sqft · built 1988 |
| Lot Size | 0.327 acres (14,244 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Dec 2020) |
| Tax Bill | $3,443 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6304.19.51.0569000 |
| Primary APN | 6304.19.51.0569000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,814 sqft Heated Area |
| Gross Area | 1,301 sqft |
| 1st Floor Area | 21 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 14,244 sqft (0.327 acres) |
| Lot Dimensions | 190 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Pool Area | 312 sqft |
| Deck Area | 104 sqft |
| Utility Building | 542 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 61237 |
|---|---|
| Street Address | 5407 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L32 B22 EMERALD ISLE |
| Legal Subdivision | JAMES SINGLETON S/D |
| Legal Block | 51 |
| Legal Lot Number | 32 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 970903 |
5407 Emerald Dr is owned by two individuals who bought it in December 2020.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 316 COVENANT ROCK LN, HOLLY SPRINGS, NC 27540-7653 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on File |
| Deed Sale | Dec 29, 2020 · Amount on File |
| Prior Sale | Jul 2, 2003 · Amount on File |
| Deed Document Number | 20201702074 |
| Deed Book / Page | 1702 / 74 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Dec 29, 2020 |
| Property Address | 5407 EMERALD DR, EMERALD ISLE, NC 28594 |
| Document Number | 0017020074 |
| Book / Page | 1702 / 74 |
| Map Reference | MB 5 PG 29 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 1702074 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4213 CYPRESS RIDGE CT, 4213, RALEIGH, NC 27616-8869 |
| Name | Verified Name |
|---|---|
| Address | 5407 EMERALD DR, EMERALD ISLE, NC 28594 |
| Document Number | 1702075 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 1702-075 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 5407 Emerald Dr was $3,443.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $912,400 (-) Land $338,202 Building $574,198 | $912,400 (-) Land $338,202 Building $574,198 | |
| 2025 | $3,443.00 | $912,400 Land $338,202 Building $574,198 | $912,400 Land $338,202 Building $574,198 |
| 2023 | $485,174 Land $249,480 Building $235,694 | $485,174 Land $249,480 Building $235,694 | |
| 2022 | $2,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5407 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5407 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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