5407 Cobblers Xing, McHenry, IL 60050 Property Records

McHenry County property record for 5407 Cobblers Xing, McHenry, IL 60050

Property Summary

Property Type	Condominium
Details	2 bd · 5 ba · 1,671 sqft · built 2005
Owner	Company Name on Record
Last Sale	$180,000 (Dec 2020)
Deeds & Mortgages	Mar 2021 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-04-255-004`

Property Details

APN / Parcel Number

Primary APN	`14-04-255-004`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,671 sqft Living Area
Gross Area	2,439 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Garage Type	Attached
Garage Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5407 COBBLERS XING
City	MCHENRY
State	IL
Zip	60050-2733
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DOC 2021R0017343 UNIT 3-4 ABBEY RIDGE CONDOS 7TH SUPPL (PT WLY PT OUTLT A BOONE CREEK UNIT 6) MEMO: DOMANN, CHRISTOPHER L LIV
Legal Subdivision	ABBEY RIDGE
Legal Unit	3-4,6
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1070
Census Tract	870814

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	5407 COBBLERS XING, MCHENRY, IL 60050-2733
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Intrafamily Transfer, Transfer
Jan 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage HOME STATE BANK NA
Dec 7, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	0000053027
Last Transfer Date	Mar 30, 2021
Transfer Doc	0000017343
Record Updated	Jun 7, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 30, 2021
Property Address	5407 COBBLERS XING, MCHENRY, IL 60050-2733
Document Number	0000017343
Map Reference	DOC 2004R0005063
Instrument Date	Mar 24, 2021
Instrument	2021R0017343
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5407 COBBLERS XING, MCHENRY, IL 60050-2733

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5407 COBBLERS XING, MCHENRY, IL 60050-2733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003687
Date	Jan 20, 2021
Instrument	2021R0003687

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly
Min Rate At Change	3.75%
Max Rate	18%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 7, 2020
Property Address	5407 COBBLERS XING, MCHENRY, IL 60050-2733
Document Number	0000053027
Instrument Date	Oct 29, 2020
Instrument	2020R0053027
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5407 COBBLERS XING, MCHENRY, IL 60050-2733

Mortgage

Document Number	0000053028
Date	Dec 7, 2020
Instrument	2020R0053028

Lender

Name	HOME STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$58,052 Land $6,200 Building $51,852	$174,156 Land $18,600 Building $155,556

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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