Lubbock County property record for 5407 48th St, Lubbock, TX 79414
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,898 sqft · built 1966 |
| Lot Size | 0.162 acres (7,080 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,712 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R131009 |
| Primary APN | R131009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,898 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Brick/Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,080 sqft (0.162 acres) |
| Lot Dimensions | 118 ft deep x 60 ft wide |
| Garage Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5407 48TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79414-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | RICHLAND HILLS L 534 |
| Legal Subdivision | RICHLAND HILLS |
| Legal Lot Number | 5340 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1709 |
5407 48th St is owned by an individual who acquired it in April 2016.
Source: Lubbock County records, as of February 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2308 18TH ST, LUBBOCK, TX 79401-4410 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DFT2 FINANCIAL LLC |
| Feb 13, 2020 | Deed of Trust, Mortgage · Commercial Mortgage PLAINSCAPITAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 15, 2016 |
| Transfer Doc | 0000012928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Sep 15, 2026 |
| Property Address | 5407 48TH ST, LUBBOCK, TX 79414-1523 |
| Document Number | 0000037185 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202637185 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | SERVICE TITLE |
| Name | Verified Name |
|---|---|
| Address | 2308 18TH ST, LUBBOCK, TX 79401-4410 |
| Document Number | 0000037185, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 202637185 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 5407 48TH ST, LUBBOCK, TX 79414-1523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006243 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 2020006243 |
| Name | PLAINSCAPITAL BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79413 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Dec 27, 2029 |
The 2025 property tax bill for 5407 48th St was $2,712, down 1.1% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,712.00 (-1.06%) | $153,316 Land $27,000 Building $126,316 | $153,316 Land $27,000 Building $126,316 |
| 2024 | $2,741.00 (-4.26%) | ||
| 2023 | $2,863.00 (+12.32%) | $154,029 Land $9,000 Building $145,029 | $154,029 Land $9,000 Building $145,029 |
| 2022 | $2,549.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5407 48th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5407 48th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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