5406 Winlock Trace Ct, Katy, TX 77450 Property Records

Fort Bend County property record for 5406 Winlock Trace Ct, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,344 sqft · built 1999
Lot Size0.312 acres (13,629 sqft)
OwnerIndividual Name on File
Tax Bill$10,603 (2025)
Deeds & MortgagesDec 2025 Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APNR215409

Property Details

APN / Parcel Number

Primary APNR215409
Alternative APN
  • 2274-05-003-0220-914

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,344 sqft Living Area
1st Floor Area1,745 sqft
2nd Floor Area1,599 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area13,629 sqft (0.312 acres)
Garage TypeDetached
Garage Area651 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area594 sqft
PorchOpen Porch
Porch Area150 sqft
Patio Area100 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR215409
Street Address5406 WINLOCK TRACE CT
CityKATY
StateTX
Zip77450-7228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCINCO RANCH MEADOW PLACE SEC 5, BLOCK 3, LOT 22
Legal SubdivisionCINCO RANCH MEADOW PLACE SEC 5
Legal Block3
Legal Lot Number22
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3000
Census Tract673008

Owner

Source: Fort Bend County records · APN R215409

Assessment roll updated July 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5406 WINLOCK TRACE CT, KATY, TX 77450-7228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Vendor's Lien, Transfer · Conventional Mortgage
SCHLUMBERGER EMPLOYEES CU
Aug 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 08, 2022Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Aug 19, 2019Warranty Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2025
Deed SaleDec 29, 2025
Prior SaleApr 08, 2022
Deed Document Number2025132955
Record UpdatedJun 08, 2026

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateDec 29, 2025
Property Address5406 WINLOCK TRACE CT, KATY, TX 77450-7228
Document Number0000132955
Map ReferenceSL 1641B&1642A
Instrument DateDec 23, 2025
Instrument2025132955
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1901 W MULBERRY DR, CHANDLER, AZ 85286-6849

Transferred To (Grantee/Buyer)

NameVerified Name
Address5406 WINLOCK TRACE CT, KATY, TX 77450-7228

Mortgage

Document Number0000132956
DateDec 29, 2025
Instrument2025132956
Lender
NameSCHLUMBERGER EMPLOYEES CU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address5406 WINLOCK TRACE CT, KATY, TX 77450-7228
Transaction TypeMortgage
Record UpdatedMay 04, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109208
DateAug 19, 2020
Instrument2020109208
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORT BEND TX
Recording DateApr 08, 2022
Property Address5406 WINLOCK TRACE CT, KATY, TX 77450-7228
Document Number0000049274
Map ReferenceSL 1641/B&1642/A
Instrument DateApr 07, 2022
Instrument2022049274
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16436 AIRPORT CIR, AURORA, CO 80011-1559
InvestorPossibly a Property Investor

Mortgage

Document Number0000049276
DateApr 08, 2022
Instrument2022049276
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORT BEND TX
Recording DateAug 19, 2019
Property Address5406 WINLOCK TRACE CT, KATY, TX 77450-7228
Document Number0000092894
Instrument DateAug 16, 2019
Instrument92894
Transaction TypeTransfer
Record UpdatedSep 05, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5406 WINLOCK TRACE CT KATY TX 774507228, KATY, TX 77450-7228

Mortgage

Document Number92895
DateAug 19, 2019
Instrument92895
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueAug 18, 2049

Tax Assessment & Valuation

Source: Fort Bend County records · Assessment roll updated July 25, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,603.00 (+0.09%) Homeowner's exemption$641,348 (+4.14%) Land $82,485 Building $558,863$641,348 (-0.97%) Land $82,485 Building $558,863
2024$10,593.00 (+7.47%) Homeowner's exemption$615,846 (+1%) Land $82,485 Building $565,167$647,652 (+15.68%) Land $82,485 Building $565,167
2023$9,857.00 (+80.73%) Homeowner's exemption$559,860 Land $63,450 Building $496,410$559,860 Land $63,450 Building $496,410
2018$5,454.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 133 policies
Nearby Flood Policies133 in force
Nearby Flood Claims40 (2017–2024)
Claims Outside the SFHA40 of 40
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Beryl, Jul 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 38 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ezee Fiber Texas
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 471 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCINCO MUD 7
serves 4,239 people
Water SourcePurchased groundwater from CINCO MUD 1
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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