5406 Villas Dr, Bonsall, CA 92003 Property Records

San Diego County property record for 5406 Villas Dr, Bonsall, CA 92003

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,482 sqft · built 1980
Lot Size	0.46 acres (1,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Aug 2025)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`126-420-02-00`

Property Details

APN / Parcel Number

Primary APN	`126-420-02-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,482 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	1,983 sqft (0.46 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5406 VILLAS DR
City	BONSALL
State	CA
Zip	92003-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 2 TR 009180
Legal Subdivision	SAN DIEGO 3698-1
Legal Tract	009180
Legal Block	4
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4001
Census Tract	18803

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5406 VILLAS DR, BONSALL, CA 92003-5206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage NFM INC
Sep 1, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST CHOICE LN SVCS
Dec 10, 2018	Grant Deed, Transfer · VA Mortgage BAY EQUITY
Apr 24, 2018	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Mar 1, 2018	Grant Deed, Transfer · Conventional Mortgage ALVA C BARTLETT RP/TR (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	2025233883
Prior Transfer Date	May 27, 1994
Prior Transfer Doc	0000426012
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5406 VILLAS DR, BONSALL, CA 92003-5206
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 VILLAS DR, BONSALL, CA 92003-5206

Mortgage

Document Number	0000121844
Date	May 10, 2023
Instrument	2023-0121844

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2038

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5406 VILLAS DR, BONSALL, CA 92003-5206
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 VILLAS DR, BONSALL, CA 92003-5206

Mortgage

Document Number	0000072488
Date	Jan 29, 2021
Instrument	2021-0072488

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5406 VILLAS DR, BONSALL, CA 92003-5206
Document Number	0000416385
Instrument Date	Sep 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 VILLAS DR BONSALL CA 920035206, BONSALL, CA 92003-5206

Mortgage

Document Number	0000416385
Date	Sep 23, 2019
Instrument	416385

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 10, 2018
Property Address	5406 VILLAS DR, BONSALL, CA 92003-5206
Document Number	0000506776
Instrument Date	Nov 20, 2018
Instrument	506776
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$414.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 VILLAS DR BONSALL CA 920035206, BONSALL, CA 92003-5206

Mortgage

Document Number	506777
Date	Dec 10, 2018
Instrument	506777

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2018
Property Address	5406 VILLAS DR, BONSALL, CA 92003-5206
Document Number	0000161463
Instrument Date	Mar 29, 2018
Instrument	161463
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5406 VILLAS DR BONSALL CA 920035206, BONSALL, CA 92003-5206

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2018
Property Address	5406 VILLAS DR, BONSALL, CA 92003-5206
Document Number	0000081869
Instrument Date	Feb 28, 2018
Instrument	81869
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	32088 TALIESIN WAY BONSALL CA 920033100, BONSALL, CA 92003-3100

Mortgage

Document Number	81870
Date	Mar 1, 2018
Instrument	81870

Lender

Name	ALVA C BARTLETT RP/TR (CT)
Address	253 BOTTLEBRUSH WAY, FALLBROOK, CA 92028-2582

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$515,000 (+22.46%) Land $159,823 Building $355,177
2025	$4,360.00 (+4.18%) Homeowner's exemption	$420,544 (+4.04%) Land $130,510 Building $290,034
2023	$4,185.00 (+1.78%) Homeowner's exemption	$404,216 Land $125,443 Building $278,773
2022	$4,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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