Highlands County property record for 5406 Shad Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,608 sqft · built 2007 |
| Lot Size | 0.587 acres (25,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jun 2022) |
| Tax Bill | $3,501 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-10-34-28-061-0190-0250 |
| Primary APN | C-10-34-28-061-0190-0250 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| Gross Area | 3,136 sqft |
| 1st Floor Area | 2,356 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 25,550 sqft (0.587 acres) |
| Lot Dimensions | 330 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 390 sqft |
| Patio Area | 28 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5406 SHAD DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-8420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING RIDGE SEC G PB 12 PG 28 LOT 25 + LOT 26-LESS S 85 FT OF W 10 FT BLK 19 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 10 |
| Legal Subdivision | SEBRING RIDGE SEC G |
| Legal Block | 19 |
| Legal Lot Number | 25,26 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 960104 |
Source: Highlands County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5406 SHAD DR, SEBRING, FL 33870-8420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on Record |
| Deed Sale | Jun 22, 2022 · Amount on Record |
| Deed Document Number | 20222101280 |
| Deed Book / Page | 2914 / 430 |
| Prior Transfer Date | Jun 17, 2022 |
| Prior Transfer Doc | 0002101280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 22, 2022 |
| Property Address | 5406 SHAD DR, SEBRING, FL 33870-8420 |
| Document Number | 0002101280 |
| Book / Page | 2914 / 430 |
| Map Reference | MB 12 PG 28 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2101280 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 5406 SHAD DR, 5406, SEBRING, FL 33870-8420 |
| Name | Verified Name |
|---|---|
| Address | 5406 SHAD DR, SEBRING, FL 33870-8420 |
| Document Number | 0002914432 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2914/432 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5406 SHAD DR, SEBRING, FL 33870-8420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002010262 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 2789/139 |
| Instrument | 2010262 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 1, 2035 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $280,439 (+5.99%) | $344,220 (+3.96%) Land $43,200 Building $301,020 | |
| 2024 | $3,501.00 (+1.86%) | ||
| 2023 | $3,437.00 (+84.19%) Homeowner's exemption | $264,597 (+79.97%) | $331,105 (+17.91%) Land $34,560 Building $296,545 |
| 2022 | $1,866.00 Homeowner's exemption Widower's exemption | $147,022 | $280,800 Land $24,300 Building $256,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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