Paulding County property record for 5406 Rd 55, Payne, OH 45880
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,808 sqft · built 1901 |
| Lot Size | 2.24 acres (97,574 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (May 2021) |
| Tax Bill | $844 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-12S-004-01 |
| Primary APN | 03-12S-004-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| 2nd Floor Area | 704 sqft |
| Upper Floors Area | 704 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 97,574 sqft (2.24 acres) |
| Porch | Porch |
| Porch Area | 252 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 5406 ROAD 55 |
|---|---|
| City | PAYNE |
| State | OH |
| Zip | 45880-9732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E1/2SW1/4 BENTON TWP S-12 |
| Jurisdiction | PAULDING OH |
| Township / Civil Division | BENTON |
| Census Block Group | 4 |
| Census Block | 4080 |
| Census Tract | 960300 |
5406 Rd 55 is owned and occupied by an individual who bought it in May 2021.
Source: Paulding County records, as of February 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5406 ROAD 55, PAYNE, OH 45880-9732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on File |
| Deed Sale | May 12, 2021 · Amount on File |
| Prior Sale | Jan 14, 2013 · Amount on File |
| Deed Document Number | 173 |
| Deed Book / Page | 601 / 981 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAULDING OH |
| Recording Date | May 12, 2021 |
| Property Address | 5406 ROAD 55, PAYNE, OH 45880-9732 |
| Document Number | 000601/981 |
| Book / Page | 601 / 981 |
| Instrument Date | May 7, 2021 |
| Instrument | 202100001321 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5406 ROAD 55, PAYNE, OH 45880-9732 |
| Document Number | 202100001322 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 202100001322 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 12, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 12, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 8.5% |
| Index | 5-Year CMT |
| Margin | 5 |
| Max Rate | 8.5% |
The 2025 property tax bill for 5406 Rd 55 was $844 with a homeowner's exemption, up 27.1% from the year before.
Source: Paulding County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Paulding County |
| County Subdivision | Benton Township |
| Unified School District | Wayne Trace Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $844.00 (+27.11%) Homeowner's exemption | $27,230 (+32.96%) Land $11,270 Building $15,960 | $77,800 Land $32,200 Building $45,600 |
| 2024 | $664.00 (+3.43%) Homeowner's exemption | $20,480 (-) Land $8,470 Building $12,010 | |
| 2023 | $642.00 (-5.59%) | $20,480 (-) Land $8,470 Building $12,010 | |
| 2022 | $680.00 | $20,480 Land $8,470 Building $12,010 | $58,500 Land $24,200 Building $34,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5406 Rd 55 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1985–2021) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5406 Rd 55 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paulding Putnam Fiber | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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