St. Louis County property record for 5406 Oakley St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,100 sqft Gross Area |
| Lot Size | 10,500 sqft (0.241 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $319,900 (2025) |
| Tax Bill | $4,024.00 (2026) |
| Primary APN | 010-2850-00920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,100 sqft Gross Area |
| 1st Floor | 1,100 sqft 1st Floor |
| Basement Area | 609 sqft Basement |
| Finished Basement | 609 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch Style |
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Lot Area | 10,500 sqft (0.241 acres) |
| Garage Area | 576 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Deck Area | 310 sqft Deck |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1178252 |
|---|---|
| Street Address | 5406 OAKLEY ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1323 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 AND WLY 25 FT OF LOT 3 SERIAL # |
| Legal Subdivision | LESTER PARK THIRD DIVISION |
| Legal Block | 30 |
| Legal Lot Number | 2-3 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 200 |
Source: St. Louis County records · APN 010-2850-00920
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5406 OAKLEY ST, DULUTH, MN 55804-1323 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 04, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Dec 26, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage HANCOCK MTG PTRS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 2025 · Amount on Record |
| Deed Sale | Jan 22, 2025 · Amount on Record |
| Prior Sale | Mar 04, 2021 · Amount on Record |
| Deed Doc Number | 20251503870 |
| Prior Transfer Date | Feb 27, 2020 |
| Prior Transfer Doc | 00A1405448 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 04, 2021 |
| Property Address | 5406 OAKLEY ST, DULUTH, MN 55804-1323 |
| Document Number | 0001405954 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 1405954 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.05 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5406 OAKLEY ST, DULUTH, MN 55804-1323 |
| Document Number | 0001405955 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 1405955 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5406 OAKLEY ST, DULUTH, MN 55804-1323 |
| Document Number | 00A1370928 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5406 OAKLEY ST DULUTH MN 558041323, DULUTH, MN 55804-1323 |
| Document Number | 00A1370928 |
|---|---|
| Date | Jan 08, 2020 |
| Instrument | A1370928 |
| Name | HANCOCK MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 07, 2050 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,024.00 (-12.45%) Homeowner's exemption | ||
| 2025 | $4,596.00 (+6.24%) | $322,500 (+10.67%) Land $57,400 Building $265,100 | $322,500 (+10.67%) Land $57,400 Building $265,100 |
| 2024 | $4,326.00 | $291,400 (+20.16%) Land $55,400 Building $236,000 | $291,400 (+20.16%) Land $55,400 Building $236,000 |
| 2022 | $242,500 Land $42,600 Building $199,900 | $242,500 Land $42,600 Building $199,900 |
5406 Oakley St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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