5406 McCartney Rd, Sandusky, OH 44870 Property Records

Erie County property record for 5406 McCartney Rd, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,568 sqft · built 1977
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Apr 2024)
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60-00078-000`

Property Details

APN / Parcel Number

Primary APN	`60-00078-000`
Alternative APN	`002125-4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,568 sqft Living Area
1st Floor Area	1,672 sqft
Upper Floors Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	285 sqft
Porch	Slab
Porch Area	720 sqft
Deck Area	Deck Area
Patio Area	410 sqft
Balcony Area	108 sqft
Shed	1 Shed
Shed Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	002125-4
Street Address	5406 MCCARTNEY RD
City	SANDUSKY
State	OH
Zip	44870-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A 77 SOUTH SIDE OF MCCARTNEY ROAD .4808A
Legal Subdivision	HEYWOODS SUBDIVISION
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	2
Census Block	2017
Census Tract	41702

Owner

5406 McCartney Rd is owned and occupied by an individual who bought it in April 2024.

Source: Erie County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	5406 MCCARTNEY RD, SANDUSKY, OH 44870-1532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit CENTURY FEDERAL CREDIT UNION
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage MILL MORTGAGE LLC
Apr 3, 2024	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU
Apr 3, 2024	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2024 · Amount on File
Deed Sale	Apr 3, 2024 · Amount on File
Prior Sale	Apr 3, 2024 · Amount on File
Deed Document Number	20242177
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Recording Date	Sep 14, 2026
Property Address	5406 MCCARTNEY RD, SANDUSKY, OH 44870-1532
Document Number	0000007800
Instrument Date	Aug 29, 2026
Instrument	20267800
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 MCCARTNEY RD, SANDUSKY, OH 44870-1532

Mortgage

Document Number	0000007800,
Date	Sep 14, 2026
Instrument	20267800

Lender

Name	CENTURY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 29, 2046

Interest

Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	5406 MCCARTNEY RD, SANDUSKY, OH 44870-1532
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 MCCARTNEY RD, SANDUSKY, OH 44870-1532

Mortgage

Document Number	0000008851
Date	Nov 7, 2025
Instrument	202508851

Lender

Name	MILL MORTGAGE LLC
Type	Mortgage Company
Address	PRESCOTT, AZ 86305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Apr 3, 2024
Property Address	5406 MCCARTNEY RD, SANDUSKY, OH 44870-1532
Document Number	0000002177
Instrument Date	Apr 3, 2024
Instrument	202402177
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5406 MCCARTNEY RD, SANDUSKY, OH 44870-1532

Mortgage

Document Number	0000002178
Date	Apr 3, 2024
Instrument	202402178

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Apr 3, 2024
Property Address	5406 MCCARTNEY RD, SANDUSKY, OH 44870-1532
Document Number	0000002148
Instrument Date	Apr 3, 2024
Instrument	202402148
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5406 MCCARTNEY RD, SANDUSKY, OH 44870-1532

Tax Assessment & Valuation

The 2025 property tax bill for 5406 McCartney Rd was $2,726 with a homeowner's exemption.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,726.00	$73,094 (-) Land $14,364 Building $58,730
2024	$2,726.00 (-5.71%)	$73,094 (+9.05%) Land $14,364 Building $58,730	$208,840 Land $41,040 Building $167,800
2023	$2,891.00 (+0.03%)	$67,025 (+0.01%) Land $11,340 Building $55,685
2022	$2,890.00	$67,021 Land $11,340 Building $55,681
2021			$191,500 Land $32,400 Building $159,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5406 McCartney Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · Severe Storms, Tornadoes, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5406 McCartney Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000

May also be available: Amplex Wireless, Verizon, Watch TV.

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