5406 Ancestry Ct, Gainesville, VA 20155 Property Records

Prince William County property record for 5406 Ancestry Ct, Gainesville, VA 20155

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,134 sqft · built 2001
Lot Size	0.492 acres (21,432 sqft)
Owner	Individual Name on Record
Last Sale	$1,085,000 (Dec 2022)
Tax Bill	$10,115 (2023)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7499-00-2934`

Property Details

APN / Parcel Number

Primary APN	`7499-00-2934`
Alternative APN	`203644`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,134 sqft Living Area
Gross Area	7,023 sqft
1st Floor Area	2,483 sqft
Basement Area	2,217 sqft
Finished Basement	1,870 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	21,432 sqft (0.492 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Porch
Porch Area	192 sqft
Deck Area	270 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	203644
Street Address	5406 ANCESTRY CT
City	GAINESVILLE
State	VA
Zip	20155-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEMI-RURAL RESIDENTIAL
Legal Description	HERITAGE FARMS SEC 1 L-09
Legal Subdivision	HERITAGE FARMS
Legal Lot Number	9
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3012
Census Tract	901503

Owner

Source: Prince William County records, as of July 31, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5406 ANCESTRY CT, GAINESVILLE, VA 20155-1343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 11, 2021	Deed of Trust, Mortgage TOPSIDE FCU
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage NSWC FCU
Jun 25, 2018	Deed of Trust, Mortgage · Conventional with PMI NSWC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Prior Sale	Jul 15, 2004 · Amount on Record
Deed Document Number	202212010081897
Record Updated	Jun 7, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Dec 1, 2022
Property Address	5406 ANCESTRY CT, GAINESVILLE, VA 20155-1343
Document Number	0000081897
Map Reference	MB 2888 PG 585
Instrument Date	Nov 30, 2022
Instrument	202212010081897
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5406 ANCESTRY CT, GAINESVILLE, VA 20155-1343

Mortgage

Document Number	0000081898
Date	Dec 1, 2022
Instrument	202212010081898

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	5406 ANCESTRY CT, GAINESVILLE, VA 20155-1343
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017906
Date	Feb 11, 2021
Instrument	202102110017906

Lender

Name	TOPSIDE FCU
Type	Credit Union
Address	DAHLGREN, VA 22448

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jan 11, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	5406 ANCESTRY CT, GAINESVILLE, VA 20155-1343
Document Number	0000047336
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 ANCESTRY CT GAINESVILLE VA 201551343, GAINESVILLE, VA 20155-1343

Mortgage

Document Number	0000047336
Date	Jun 29, 2018
Instrument	47336

Lender

Name	NSWC FCU
Type	Credit Union
Address	DAHLGREN, VA 22448

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2033

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	5406 ANCESTRY CT, GAINESVILLE, VA 20155-1343
Document Number	0000047335
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 ANCESTRY CT GAINESVILLE VA 201551343, GAINESVILLE, VA 20155-1343

Mortgage

Document Number	0000047335
Date	Jun 29, 2018
Instrument	47335

Lender

Name	NSWC FCU
Type	Credit Union
Address	DAHLGREN, VA 22448

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,115.00	$972,200 Land $272,600 Building $699,600	$972,200 Land $272,600 Building $699,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - WEST serves 136,409 people · EPA ID VA6153251
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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