5406 245th St E, Graham, WA 98338 Property Records

Pierce County property record for 5406 245th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,702 sqft · built 1994
Lot Size	0.37 acres (16,115 sqft)
Owner	2 Individual Names on File
Last Sale	$288,219 (Oct 2017)
Tax Bill	$5,134 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602097-0-470`

Property Details

APN / Parcel Number

Primary APN	`602097-0-470`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,702 sqft Living Area
Gross Area	2,126 sqft
1st Floor Area	897 sqft
Upper Floors Area	879 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,115 sqft (0.37 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5406 245TH ST E
City	GRAHAM
State	WA
Zip	98338-8367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 19 TOWNSHIP 18 RANGE 04 QUARTER 23 EAGLES NEST L 47 TOG/W 1/54TH UNDIV INT IN TR A TOG/W PRI RDS EASE OF REC OUT OF 2-001 & 2-003 SEG E0729 MD 4/13/93MD DC11/05/04CL
Legal Range	04
Legal Township	18
Legal Section	19
Legal Subdivision	EAGLES NEST
Legal Tract	A
Legal Lot Number	47
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2001
Census Tract	73115

Owner

5406 245th St E is owned and occupied by two individuals who bought it in October 2017.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5406 245TH ST E, GRAHAM, WA 98338-8367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Prior Sale	Jul 28, 2005
Deed Document Number	2017979
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 30, 2017
Property Address	5406 245TH ST E, GRAHAM, WA 98338-8367
Document Number	1710300979
Instrument Date	Oct 19, 2017
Instrument	201710300979
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5406 245TH ST E GRAHAM WA 983388367, GRAHAM, WA 98338-8367

Mortgage

Document Number	1710300980
Date	Oct 30, 2017
Instrument	201710300980

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5406 245th St E was $5,134, up 3.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,134.00 (+3.32%)	$467,700 Land $188,800 Building $278,900	$467,700 Land $188,800 Building $278,900
2025	$4,969.00 (+0.79%)
2024	$4,930.00 (-3.11%)	$428,100 (-5.48%) Land $167,700 Building $260,400	$428,100 (-5.48%) Land $167,700 Building $260,400
2023	$5,088.00	$452,900 Land $179,000 Building $273,900	$452,900 Land $179,000 Building $273,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5406 245th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5406 245th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lightcurve Cable	1,000 / 20