5405 Wilkinson Rd, Langley, WA 98260 Property Records

Island County property record for 5405 Wilkinson Rd, Langley, WA 98260

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,102 sqft · built 1993
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Company Names on Record
Last Sale	$1,500,000 (Jul 2025)
Tax Bill	$10,837 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32912-261-0410`

Property Details

APN / Parcel Number

Primary APN	`R32912-261-0410`
Alternative APN	`128926`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,102 sqft Living Area
Gross Area	3,769 sqft
1st Floor Area	2,302 sqft
Upper Floors Area	800 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Lot Width	92 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	744 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	5405 WILKINSON RD
City	LANGLEY
State	WA
Zip	98260-8700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	33 - N2 FOLL BG NWCR GL3 S150 TPB N150 N83E463 ML S87E TO ML S ALG SD ML TP N86E OF TPB S86W TPB EX W40 FOR RD (TR I SP 78-20 AF#332780)
Legal Range	3E
Legal Township	29N
Legal Section	12
Legal Subdivision	SHORT 78
Legal Tract	1
Legal Lot Number	I
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3000
Census Tract	972000

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5405 WILKINSON RD, LANGLEY, WA 98260-8700
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Aug 4, 2017	Warranty Deed, Transfer · ARM MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	20254589030
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5405 WILKINSON RD, LANGLEY, WA 98260-8700
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004511036
Date	Feb 16, 2021
Instrument	4511036

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5405 WILKINSON RD, LANGLEY, WA 98260-8700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN MTG SETMNT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004474245
Date	Oct 28, 2019
Instrument	4474245

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5405 WILKINSON RD, LANGLEY, WA 98260-8700
Document Number	0004489464
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	AMERICAN MORTGAGE SETTLEMENT SERVICES, AMERICAN MTG SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5405 WILKINSON RD LANGLEY WA 982608700, LANGLEY, WA 98260-8700

Mortgage

Document Number	0004489464
Date	Jun 23, 2020
Instrument	4489464

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	LYNNWOOD, WA 98037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Aug 4, 2017
Property Address	5405 WILKINSON RD, LANGLEY, WA 98260-8700
Document Number	0004427605
Instrument Date	Jul 3, 2017
Instrument	4427605
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	PREMIER TITLE OF ISLAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,049.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 WILKINSON RD, LANGLEY, WA 98260-8700

Mortgage

Document Number	0004427606
Date	Aug 4, 2017
Instrument	4427606

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,837.00 (+26.19%)
2025		$1,374,841 (-1.17%) Land $700,000 Building $674,841	$1,374,841 (-1.17%) Land $700,000 Building $674,841
2023	$8,588.00	$1,391,054 (+8.41%) Land $700,000 Building $691,054	$1,391,054 (+8.41%) Land $700,000 Building $691,054
2022		$1,283,095 Land $650,000 Building $633,095	$1,283,095 Land $650,000 Building $633,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1980–2022)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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