5405 Tennessee St, Ames, IA 50014 Property Records

Story County property record for 5405 Tennessee St, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,482 sqft · built 2010
Lot Size	0.252 acres (10,965 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Oct 2018)
Tax Bill	$4,414 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-31-371-010`

Property Details

APN / Parcel Number

Primary APN	`05-31-371-010`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,482 sqft Living Area
1st Floor Area	741 sqft
Basement Area	741 sqft
Finished Basement	485 sqft
Unfinished Basement	256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,965 sqft (0.252 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	100 sqft
Patio Area	419 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5405 TENNESSEE ST
City	AMES
State	IA
Zip	50014-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BROOKVIEW PLACE WEST 1ST ADD LOT:7 AMES
Legal Range	24W
Legal Township	84N
Legal Section	31
Legal Subdivision	BROOKVIEW PLACE WEST 1ST ADD
Legal Lot Number	7
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4013
Census Tract	600

Owner

5405 Tennessee St is owned and occupied by two individuals who bought it in October 2018.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5405 TENNESSEE ST, AMES, IA 50014-3731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Dec 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEIGHTON STATE BANK
Oct 15, 2018	Warranty Deed, Transfer RIVER VALLEY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on File
Deed Sale	Oct 15, 2018 · Amount on File
Prior Sale	May 24, 2013 · Amount on File
Deed Document Number	20189425
Prior Transfer Date	Jul 31, 2013
Prior Transfer Doc	0000009347
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	Apr 16, 2026
Property Address	5405 TENNESSEE ST, AMES, IA 50014-3731
Document Number	0000003158
Instrument Date	Apr 11, 2026
Instrument	20263158
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 TENNESSEE ST, AMES, IA 50014-3731

Mortgage

Document Number	0000003158,
Date	Apr 16, 2026
Instrument	20263158

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 16, 2051

Interest

Rate	6.11%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5405 TENNESSEE ST, AMES, IA 50014-3731
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201911444
Date	Dec 2, 2019
Instrument	2019-11444

Lender

Name	LEIGHTON STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Oct 15, 2018
Property Address	5405 TENNESSEE ST, AMES, IA 50014-3731
Document Number	0201809425
Instrument Date	Oct 8, 2018
Instrument	2018-09425
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5405 TENNESSEE ST, AMES, IA 50014-3731

Mortgage

Document Number	0201809426
Date	Oct 15, 2018
Instrument	2018-09426

Lender

Name	RIVER VALLEY CU

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5405 Tennessee St was $4,414, up 5.6% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,414.00 (+5.65%)	$321,000 Land $76,800 Building $244,200	$321,000 Land $76,800 Building $244,200
2024	$4,178.00
2023		$288,000 Land $56,800 Building $231,200	$288,000 Land $56,800 Building $231,200
2022	$3,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5405 Tennessee St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5405 Tennessee St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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