5405 Summit View Dr, McKinney, TX 75071 Property Records

Collin County property record for 5405 Summit View Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,475 sqft · built 2009
Owner	2 Individual Names on File
Tax Bill	$6,842 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-8754-00J-0030-1`

Property Details

APN / Parcel Number

Primary APN	`R-8754-00J-0030-1`
Alternative APN	`2591612`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,475 sqft Living Area
Gross Area	2,968 sqft
2nd Floor Area	978 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	23 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2591612
Street Address	5405 SUMMIT VIEW DR
City	MCKINNEY
State	TX
Zip	75071-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT VIEW LAKE PHASE ONE (CMC), BLK J, LOT 3
Legal Subdivision	SUMMIT VIEW LAKE PHASE ONE (CMC)
Legal Phase	1
Legal Block	J
Legal Lot Number	3
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4004
Census Tract	30301

Owner

5405 Summit View Dr is owned and occupied by two individuals who acquired it in August 2019.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5405 SUMMIT VIEW DR, MCKINNEY, TX 75071-6213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND
Aug 9, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Mar 5, 2018	Warranty Deed, Transfer INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019
Deed Sale	Aug 9, 2019
Prior Sale	Mar 5, 2018
Deed Document Number	20190809000958770
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5405 SUMMIT VIEW DR, MCKINNEY, TX 75071-6213
Document Number	0002344720
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5405 SUMMIT VIEW DR MCKINNEY TX 750716213, MCKINNEY, TX 75071-6213

Mortgage

Document Number	0002344720
Date	Dec 29, 2020
Instrument	2344720

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 9, 2019
Property Address	5405 SUMMIT VIEW DR, MCKINNEY, TX 75071-6213
Document Number	0000958770
Instrument Date	Aug 8, 2019
Instrument	958770
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5405 SUMMIT VIEW DR MCKINNEY TX 750716213, MCKINNEY, TX 75071-6213

Mortgage

Document Number	958780
Date	Aug 9, 2019
Instrument	958780

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 5, 2018
Property Address	5405 SUMMIT VIEW DR, MCKINNEY, TX 75071-6213
Document Number	0000266620
Instrument Date	Mar 1, 2018
Instrument	266620
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 SUMMIT VIEW DR MCKINNEY TX 750716213, MCKINNEY, TX 75071-6213

Mortgage

Document Number	266630
Date	Mar 5, 2018
Instrument	266630

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$448,516 Land $115,500 Building $333,016	$448,516 Land $115,500 Building $333,016
2024	$6,842.00
2023		$480,518 Land $115,500 Building $365,018	$480,518 Land $115,500 Building $365,018
2022	$6,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5405 Summit View Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5405 Summit View Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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