5405 Stewart Rd, Lima, OH 45801 Property Records

Allen County property record for 5405 Stewart Rd, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1920
Lot Size	4.12 acres (179,467 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (Jan 2014)
Tax Bill	$4,261 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-0500-01-012.002`

Property Details

APN / Parcel Number

Primary APN	`37-0500-01-012.002`
Alternative APN	`H2737050001012002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,242 sqft
Upper Floors Area	560 sqft
Basement Area	510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	179,467 sqft (4.12 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	432 sqft
Deck Area	216 sqft
Patio Area	216 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5405 STEWART RD
City	LIMA
State	OH
Zip	45801-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 JOINT TEN RTS 07-03-05
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	1
Census Block	1025
Census Tract	11302

Owner

5405 Stewart Rd is owned and occupied by two individuals who bought it in January 2014.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5405 STEWART RD, LIMA, OH 45801-1310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK
Mar 29, 2019	Deed of Trust, Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2014 · Amount on File
Deed Sale	Jan 16, 2014 · Amount on File
Prior Sale	May 1, 1984 · Amount on File
Deed Document Number	2014375
Deed Book / Page	2014 / 375
Prior Transfer Date	Oct 1, 2007
Prior Transfer Doc	0000015578
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	5405 STEWART RD, LIMA, OH 45801-1310
Document Number	0000009452
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5405 STEWART RD LIMA OH 458011310, LIMA, OH 45801-1310

Mortgage

Document Number	0000009452
Date	Aug 12, 2020
Instrument	9452

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	5405 STEWART RD, LIMA, OH 45801-1310
Document Number	0000002928
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5405 STEWART RD LIMA OH 458011310, LIMA, OH 45801-1310

Mortgage

Document Number	0000002928
Date	Apr 4, 2019
Book Page	002019/002928
Instrument	2928

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5405 Stewart Rd was $4,261, up 32.8% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,261.00 (+32.82%)	$96,960 (+33.04%) Land $20,060 Building $76,900	$277,000 (+33.05%) Land $57,300 Building $219,700
2024	$3,208.00 (+35.99%) Homeowner's exemption	$72,880 (+40.02%) Land $20,060 Building $52,820	$208,200 Land $57,300 Building $150,900
2023	$2,359.00 (-0.08%) Homeowner's exemption	$52,050 (+0.87%) Land $14,320 Building $37,730
2022	$2,361.00 Homeowner's exemption	$51,600 Land $14,320 Building $37,280
2021			$148,700 Land $40,900 Building $107,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5405 Stewart Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5405 Stewart Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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