5405 Starfish Rd, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 5405 Starfish Rd, Loxahatchee, FL 33470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,712 sqft · built 2020
Lot Size	0.222 acres (9,679 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Sep 2026)
Tax Bill	$7,553 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`77-40-43-01-15-000-0520`

Property Details

APN / Parcel Number

Primary APN	`77-40-43-01-15-000-0520`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,712 sqft Living Area
Gross Area	2,317 sqft
1st Floor Area	782 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block/Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	9,679 sqft (0.222 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5405 STARFISH RD
City	LOXAHATCHEE
State	FL
Zip	33470-7031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SKY COVE PHASE 1 A LT 52
Legal Range	40E
Legal Township	43S
Legal Section	01
Legal Subdivision	SKY COVE PHASE 1
Legal Phase	1
Legal Lot Number	52
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	1
Census Block	1002
Census Tract	7850

Owner

5405 Starfish Rd is owned by two individuals who bought it in September 2026.

Source: Palm Beach County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2991 NW 210TH TER, MIAMI GARDENS, FL 33056-1452
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FINANCE CORPORATION FLORIDA
Sep 15, 2026	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Dec 29, 2020	Special Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Dec 29, 2020 · Amount on File
Deed Document Number	2026336868
Deed Book / Page	36793 / 357
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	Sep 15, 2026
Property Address	5405 STARFISH RD, LOXAHATCHEE, FL 33470-7031
Document Number	0000336869
Book / Page	36793 / 360
Instrument Date	Sep 10, 2026
Instrument	2026336869
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000336869,
Date	Sep 15, 2026
Book Page	36793/360
Instrument	2026336869

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	Sep 24, 2026
Property Address	5405 STARFISH RD, LOXAHATCHEE, FL 33470-7031
Document Number	0000348348
Book / Page	36812 / 1571
Instrument Date	Sep 10, 2026
Instrument	2026348348
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 STARFISH RD, LOXAHATCHEE, FL 33470-7031

Mortgage

Document Number	0000348348,
Date	Sep 24, 2026
Book Page	36812/1571
Instrument	2026348348

Lender

Name	HOUSING FINANCE CORPORATION FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 15, 2026
Property Address	5405 STARFISH RD, LOXAHATCHEE, FL 33470-7031
Document Number	0000336868
Book / Page	36793 / 357
Instrument Date	Sep 10, 2026
Instrument	2026336868
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	ELITE GROUP TITLE, ELITE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357,035.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000336868,
Date	Sep 15, 2026
Book Page	36793/360
Instrument	2026336868

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 29, 2020
Property Address	5405 STARFISH RD, WESTLAKE, FL 33470-7031
Document Number	0320441773
Book / Page	32044 / 1773
Map Reference	MB 128 PG 129
Instrument Date	Dec 22, 2020
Instrument	20200499308
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	HB TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,588.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 E LAS OLAS BLVD # BLVD400, 401, FORT LAUDERDALE, FL 33301-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 STARFISH RD, WESTLAKE, FL 33470-7031

Mortgage

Document Number	0320441775
Date	Dec 29, 2020
Instrument	32044/1775

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5405 Starfish Rd was $7,553.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Westlake City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,553.00	$325,455	$414,624 Land $131,250 Building $283,374
2023	$7,011.00 (+3.91%) Homeowner's exemption	$307,071 (+3%)	$433,876 (+28.66%) Land $114,400 Building $319,476
2022	$6,747.00 Homeowner's exemption	$298,127	$337,229 Land $76,560 Building $260,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5405 Starfish Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 438 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5405 Starfish Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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