5405 Smith Dr, Spencer, OK 73084 Property Records

Oklahoma County property record for 5405 Smith Dr, Spencer, OK 73084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,621 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Mar 2023)
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2447-19-194-1060`

Property Details

APN / Parcel Number

Primary APN	`2447-19-194-1060`
Alternative APNs	`R191941060` `191941060`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,621 sqft Living Area
1st Floor Area	1,621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	203 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191941060
Street Address	5405 SMITH DR
City	SPENCER
State	OK
Zip	73084-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW ESTATES 001 007
Legal Range	02W
Legal Township	12N
Legal Section	12
Legal Subdivision	RIDGEVIEW ESTATES
Legal Block	1
Legal Lot Number	7
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	3
Census Block	3022
Census Tract	108005

Owner

Source: Oklahoma County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5405 SMITH DR, SPENCER, OK 73084-1605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Warranty Deed, Transfer · Conventional Mortgage CRESCENT MORTGAGE CO
Oct 28, 2022	Personal Representative Deed, Transfer · Commercial Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Prior Sale	Oct 28, 2022 · Amount on Record
Deed Document Number	202335325
Deed Book / Page	15414 / 1990
Prior Transfer Date	Feb 6, 2007
Prior Transfer Doc	0000000001
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Mar 22, 2023
Property Address	5405 SMITH DR, SPENCER, OK 73084-1605
Document Number	0001035325
Book / Page	15414 / 1990
Instrument Date	Mar 20, 2023
Instrument	2023032201035325
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 SMITH DR, SPENCER, OK 73084-1605
Investor	Possibly a Property Investor

Mortgage

Document Number	0001035326
Date	Mar 22, 2023
Instrument	2023032201035326

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Oct 28, 2022
Property Address	5405 SMITH DR, SPENCER, OK 73084-1605
Document Number	0001166357
Book / Page	15309 / 606
Instrument Date	Oct 17, 2022
Instrument	2022102801166357
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6915 N CLASSEN BLVD # A, A, OKLAHOMA CITY, OK 73116-7209

Mortgage

Document Number	0001166358
Date	Oct 28, 2022
Instrument	2022102801166358

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 17, 2025

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Spencer City
Unified School District	Oklahoma City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,726.00 (+2.71%)	$25,025 (+8.85%) Land $3,080 Building $21,945	$227,500 (+8.85%) Land $28,000 Building $199,500
2024	$2,654.00 (+6.89%)
2023	$2,483.00	$22,990 Land $3,080 Building $19,910	$209,000 Land $28,000 Building $181,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1989–2021)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jun 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 75% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER serves 3,746 people · EPA ID OK2005509
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Atlink Services.

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