5405 Scepter Ct, Fort Wayne, IN 46835 Property Records

Allen County property record for 5405 Scepter Ct, Fort Wayne, IN 46835

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,632 sqft · built 1971
Lot Size	0.27 acres (11,739 sqft)
Owner	2 Individual Names on File
Last Sale	$235,936 (Aug 2026)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-08-21-379-002.000-072`

Property Details

APN / Parcel Number

Primary APN	`02-08-21-379-002.000-072`
Alternative APN	`7538130021`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,739 sqft (0.27 acres)
Lot Dimensions	1,290 ft deep x 910 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5405 SCEPTER CT
City	FORT WAYNE
State	IN
Zip	46835-3648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-21-2-104 ROYAL HEIGHTS ADD AMD LOT 21
Legal Subdivision	ROYAL HEIGHTS ADD
Legal Lot Number	21
Jurisdiction	ALLEN IN
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2020
Census Tract	10803

Owner

5405 Scepter Ct is owned and occupied by two individuals who bought it in August 2026.

Source: Allen County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5405 SCEPTER CT, FORT WAYNE, IN 46835-3648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FEDERAL CREDIT UNION
Dec 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 1, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GMAC MORTGAGE LLC
Apr 29, 2026	Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Apr 29, 2026	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	Apr 29, 2026 · Amount on File
Deed Document Number	202637439
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Aug 18, 2026
Property Address	5405 SCEPTER CT, FORT WAYNE, IN 46835-3648
Document Number	0000037439
Instrument Date	Aug 14, 2026
Instrument	202637439
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 SCEPTER CT, FORT WAYNE, IN 46835-3648

Mortgage

Document Number	0000037440,
Date	Aug 18, 2026
Instrument	202637440

Lender

Name	THREE RIVERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	5405 SCEPTER CT, FORT WAYNE, IN 46835-3648
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018063407
Date	Dec 18, 2018
Instrument	2018063407

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	5405 SCEPTER CT, FORT WAYNE, IN 46835-3648
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0207012452
Date	Mar 1, 2007
Instrument	207012452

Lender

Name	GMAC MORTGAGE LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2022

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Apr 29, 2026
Property Address	5405 SCEPTER CT, FORT WAYNE, IN 46835-3648
Document Number	0000017767
Instrument Date	Apr 24, 2026
Instrument	2026.17767
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	6712 INVERNESS DR, FORT WAYNE, IN 46804-1472

Mortgage

Document Number	0000017768,
Date	Apr 29, 2026
Instrument	2026..17768

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2027

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Apr 29, 2026
Property Address	5405 SCEPTER CT, FORT WAYNE, IN 46835-3648
Document Number	2026017767
Instrument Date	Apr 24, 2026
Instrument	202617767
Transaction Type	Construction Loan
Record Updated	Sep 9, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	6712 INVERNESS DR, FORT WAYNE, IN 46804-1472
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017768,
Date	Apr 29, 2026
Instrument	202617768

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2027

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5405 Scepter Ct was $1,938, up 12.7% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	St. Joseph Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,938.00 (+12.74%)	$189,700 Land $21,200 Building $168,500	$189,700 Land $21,200 Building $168,500
2024	$1,719.00 (+10.76%)
2023	$1,552.00 (-36.16%)	$153,900 (+6.28%) Land $21,200 Building $132,700	$153,900 (+6.28%) Land $21,200 Building $132,700
2022	$2,431.00	$144,800 Land $21,200 Building $123,600	$144,800 Land $21,200 Building $123,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5405 Scepter Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–1989)
Most Recent Claim	Jun 1989 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5405 Scepter Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies.

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