Caldwell County property record for 5405 River Rd, Granite Falls, NC 28630
| Property Type | Rural Home |
|---|---|
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $139 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11 58 1 17 |
| Primary APN | 11 58 1 17 |
|---|---|
| Alternative APNs |
|
| Lot Area | 40,946 sqft (0.94 acres) |
|---|---|
| Garage Type | Carport |
| Carport | Carport |
| Account Number | 179824 |
|---|---|
| Street Address | 5405 RIVER RD |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-8464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BK 2103 PG 854 YR 24 ST 40.00 PL 35/146 LOT B |
| Legal Lot Number | B |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | NORTH CATAWBA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 31401 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5405 RIVER RD, GRANITE FALLS, NC 28630-8464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 15, 2008 |
| Transfer Doc | 0016881772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Feb 27, 2024 |
| Property Address | 5405 RIVER RD, GRANITE FALLS, NC 28630-8464 |
| Document Number | 0021030854 |
| Book / Page | 2103 / 854 |
| Map Reference | MB 35 PG 146 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 10093266 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Tax | $40.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2428, HICKORY, NC 28603-2428 |
| Name | Verified Name |
|---|---|
| Address | 5405 RIVER RD, GRANITE FALLS, NC 28630-8464 |
| Document Number | 0021030857 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 2103/857 |
| Instrument | 10093267 |
| Name | MINCO PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PO BOX 832, GRANITE FALLS, NC 28630 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 23, 2034 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139.00 (-52.07%) | $18,100 (-) Land $13,100 Building $5,000 | |
| 2025 | $290.00 (+66.67%) | $18,100 (+7.74%) Land $13,100 Building $5,000 | $18,100 (+7.74%) Land $13,100 Building $5,000 |
| 2024 | $174.00 (+4.19%) | ||
| 2023 | $16,800 (-) Land $11,800 Building $5,000 | $16,800 (-) Land $11,800 Building $5,000 | |
| 2022 | $167.00 | $16,800 Land $11,800 Building $5,000 | $16,800 Land $11,800 Building $5,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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