5405 Ridge Rd, Jacksonville, AR 72076 Property Records

Pulaski County property record for 5405 Ridge Rd, Jacksonville, AR 72076

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,645 sqft · built 2004
Lot Size	0.819 acres (35,719 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,370 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12J-001-02-045-00`

Property Details

APN / Parcel Number

Primary APN	`12J-001-02-045-00`
Alternative APNs	`190938` `14267`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,645 sqft Living Area
1st Floor Area	2,645 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,719 sqft (0.819 acres)
Garage Type	Mixed
Garage Area	750 sqft

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Patio Area	512 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	190938
Street Address	5405 RIDGE RD
City	JACKSONVILLE
State	AR
Zip	72076-8908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:45 SUBD:OAK RIDGE RANCH SUB SEC/TWN/RNG/MER:SEC 05 TWN 03N RNG 10W
Legal Range	10W
Legal Township	03N
Legal Section	05
Legal Subdivision	OAK RIDGE RANCH SUB
Legal Lot Number	45
Jurisdiction	PULASKI AR
Township / Civil Division	HILL
Census Block Group	3
Census Block	3011
Census Tract	3404

Owner

5405 Ridge Rd is owned and occupied by two individuals who acquired it in June 2020.

Source: Pulaski County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5405 RIDGE RD, JACKSONVILLE, AR 72076-8908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage JOHN C REBECCA S HARDWICK TRUST
Mar 31, 2017	Warranty Deed, Transfer · Conventional with PMI HARDWICK JOHN C & REBECCA (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020
Deed Sale	Jun 30, 2020
Prior Sale	Dec 1, 2004
Deed Document Number	2020-041811
Prior Transfer Date	Mar 31, 2017
Prior Transfer Doc	2017020122
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PULASKI AR
Property Address	5405 RIDGE RD, JACKSONVILLE, AR 72076-8908
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073846
Date	Oct 28, 2022
Instrument	2022073846

Lender

Name	JOHN C REBECCA S HARDWICK TRUST
Type	Private Party

Agreement

Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PULASKI AR
Recording Date	Mar 31, 2017
Property Address	5405 RIDGE RD, JACKSONVILLE, AR 72076-8908
Document Number	0000020122
Instrument Date	Mar 29, 2017
Instrument	20122
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ORANGE TITLE INC, LENDERS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5405 RIDGE RD JACKSONVILLE AR 720768908, JACKSONVILLE, AR 72076-8908

Mortgage

Document Number	20123
Date	Mar 31, 2017
Instrument	20123

Lender

Name	HARDWICK JOHN C & REBECCA (PT)
Address	2716 GRAY FOX LN, JACKSONVILLE, AR 72076-2627

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Mar 30, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 5405 Ridge Rd was $3,370 with a homeowner's exemption.

Source: Pulaski County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Pulaski County
Municipality	Jacksonville City
Unified School District	Jacksonville North Pulaski School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,370.00 Homeowner's exemption	$59,374 Land $8,800 Building $50,574
2023	$2,664.00 Homeowner's exemption	$59,374 Land $8,800 Building $50,574	$296,870 Land $44,000 Building $252,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5405 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	8 (2009–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Associated Flooding
Claims by Event	Severe Storms, Tornadoes, And Associated Flooding, May 2011 · 4 claims Severe Storms And Flooding, Dec 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5405 Ridge Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSONVILLE WATERWORKS serves 32,875 people · EPA ID AR0000466
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Connect2First Fiber	1,000 / 1,000

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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