5405 Ogilby Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5405 Ogilby Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 1958
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Nov 2016)
Tax Bill	$5,396 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`232-0232-006-0000`

Property Details

APN / Parcel Number

Primary APN	`232-0232-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5405 OGILBY WAY
City	CARMICHAEL
State	CA
Zip	95608-0415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MERRIHILL 04, LOT 229
Legal Subdivision	MERRIHILL 04
Legal Lot Number	229
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2011
Census Tract	8117

Owner

5405 Ogilby Way is owned and occupied by two individuals who bought it in November 2016.

Source: Sacramento County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5405 OGILBY WAY, CARMICHAEL, CA 95608-0415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 16, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 1, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 28, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2016 · Amount on File
Deed Sale	Nov 18, 2016 · Amount on File
Prior Sale	Jul 23, 2003 · Amount on File
Deed Book / Page	20161118 / 852
Prior Transfer Date	Jan 25, 2013
Prior Transfer Doc	0000000060
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5405 OGILBY WAY, CARMICHAEL, CA 95608-0415
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 OGILBY WAY, CARMICHAEL, CA 95608-0415

Mortgage

Document Number	0000001617
Date	May 28, 2021
Instrument	202105281617

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Dec 1, 2046

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5405 OGILBY WAY, CARMICHAEL, CA 95608-0415
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 OGILBY WAY, CARMICHAEL, CA 95608-0415

Mortgage

Document Number	0000001037
Date	Feb 16, 2024
Instrument	202402161037

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2064

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5405 OGILBY WAY, CARMICHAEL, CA 95608-0415
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 OGILBY WAY, CARMICHAEL, CA 95608-0415

Mortgage

Document Number	0000000126
Date	Aug 7, 2023
Instrument	202308070126

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	May 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5405 OGILBY WAY, CARMICHAEL, CA 95608-0415
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 OGILBY WAY, CARMICHAEL, CA 95608-0415

Mortgage

Document Number	0000000382
Date	Jun 1, 2022
Instrument	2022060100382

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5405 OGILBY WAY, CARMICHAEL, CA 95608-0415
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 OGILBY WAY, CARMICHAEL, CA 95608-0415

Mortgage

Document Number	5280000001617
Date	May 28, 2021
Book Page	20210528/1617

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 5405 Ogilby Way was $5,396, up 3.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$278,184 (+2%) Land $76,943 Building $201,241
2025	$5,396.00 (+3.41%)	$272,731 Land $75,435 Building $197,296
2024	$5,218.00 (+3.31%)
2023	$5,051.00 (+20.9%)	$262,142 Land $72,506 Building $189,636
2022	$4,178.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5405 Ogilby Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5405 Ogilby Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net, T-Mobile.

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