5405 Montoya Dr, El Paso, TX 79932 Property Records

El Paso County property record for 5405 Montoya Dr, El Paso, TX 79932

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,329 sqft · built 1956
Lot Size	0.53 acres (23,100 sqft)
Owner	Individual Name on Record
Tax Bill	$7,992 (2025)
Deeds & Mortgages	Feb 2021 Foreclosure Jan 2020 Mortgage + 2 more
APN	`C675-999-0020-0100`

Property Details

APN / Parcel Number

Primary APN	`C675-999-0020-0100`
Alternative APNs	`000000176233` `176233`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,329 sqft Living Area
Gross Area	2,875 sqft
1st Floor Area	2,329 sqft
Utility Area	120 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	23,100 sqft (0.53 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5405 MONTOYA DR
City	EL PASO
State	TX
Zip	79932-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	2 CLOVERDALE LOT 1 (23100 SQ FT)
Legal Subdivision	CLOVERDALE
Legal Block	1
Legal Lot Number	1
Jurisdiction	EL PASO TX
Township / Civil Division	EL PASO
Census Block Group	1
Census Block	1005
Census Tract	1301

Owner

Source: El Paso County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13538 ALAMITO CREEK AVE, EL PASO, TX 79836
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Trustee's Deed, Foreclosure
Jan 22, 2020	Deed of Trust, Mortgage L&M OKUBO MGMT & SERVICES LLC
Dec 20, 2019	Deed of Trust, Mortgage L&M OKUBO MGMT & SVCS LLC
Nov 15, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025
Deed Sale	May 30, 2025
Prior Sale	Mar 6, 2025
Deed Document Number	202543004
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	0000098244
Record Updated	Sep 20, 2026

February 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	EL PASO TX
Recording Date	Feb 8, 2021
Property Address	5405 MONTOYA DR, EL PASO, TX 79932-2410
Document Number	0000012001
Map Reference	VOL 7 PG 39
Instrument Date	Jan 21, 2021
Instrument	20210012001
Transaction Type	Foreclosure
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3235 TRAWOOD DR # B, B, EL PASO, TX 79936-3836

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO TX
Property Address	5405 MONTOYA DR, EL PASO, TX 79932-2410
Document Number	0000006163
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 MONTOYA DR EL PASO TX 799322410, EL PASO, TX 79932-2410

Mortgage

Document Number	0000006163
Date	Jan 23, 2020
Instrument	6163

Lender

Name	L&M OKUBO MGMT & SERVICES LLC
Address	906 N MESA ST # 101, EL PASO, TX 79902-4080

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 22, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO TX
Property Address	5405 MONTOYA DR, EL PASO, TX 79932-2410
Document Number	0000098245
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5604 MELODY LN EL PASO TX 799322443, EL PASO, TX 79932-2443

Mortgage

Document Number	0000098245
Date	Dec 23, 2019
Instrument	98245

Lender

Name	L&M OKUBO MGMT & SVCS LLC
Address	EL PASO, TX 79902

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	EL PASO TX
Recording Date	Nov 15, 2019
Property Address	5405 MONTOYA DR, EL PASO, TX 79932-2410
Document Number	0000088247
Instrument Date	Nov 11, 2019
Instrument	88247
Transaction Type	Foreclosure
Record Updated	Dec 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5604 MELODY LN EL PASO TX 799322443, EL PASO, TX 79932-2443

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	El Paso County
Municipality	El Paso City
Unified School District	El Paso Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,514 (+0.06%) Land $61,348 Building $241,166	$302,514 (+0.06%) Land $61,348 Building $241,166
2025	$7,992.00 (+6.92%)	$302,323 (+25.97%) Land $61,348 Building $240,975	$302,323 (+25.97%) Land $61,348 Building $240,975
2024	$7,475.00 (+28.37%)
2023		$240,000 Land $39,325 Building $200,675	$240,000 Land $39,325 Building $200,675
2019	$5,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	10 (1979–2021)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL PASO WATER UTILITIES serves 747,168 people · EPA ID TX0710002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Chaparral Wireless Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: JackRabbit Wireless.

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