5405 Graywing Ct, Columbia, MD 21045 Property Records

Howard County property record for 5405 Graywing Ct, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,820 sqft · built 1972
Lot Size	0.24 acres (10,467 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Sep 2025)
Tax Bill	$8,458 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-084638`

Property Details

APN / Parcel Number

Primary APN	`16-084638`
Alternative APN	`084638`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,820 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,467 sqft (0.24 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	084638
Street Address	5405 GRAYWING CT
City	COLUMBIA
State	MD
Zip	21045-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 273 10,467 SQ' 5405 GRAYWING CT VIL LONGREACH S1 A1
Legal Subdivision	VILLAGE LONG REACH
Legal Lot Number	273
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2000
Census Tract	606607

Owner

5405 Graywing Ct is owned and occupied by two individuals who bought it in September 2025.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5405 GRAYWING CT, COLUMBIA, MD 21045-2301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 17, 2025	Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 21, 2022	Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
May 26, 2022	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Nov 21, 2022 · Amount on File
Deed Book / Page	22919 / 177
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5405 GRAYWING CT, COLUMBIA, MD 21045-2301
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6215 SANDPIPER CT, ELKRIDGE, MD 21075-5393

Mortgage

Document Number	0231070205
Date	Feb 12, 2026
Book Page	23107/205

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Oct 1, 2055

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 17, 2025
Property Address	5405 GRAYWING CT, COLUMBIA, MD 21045-2301
Document Number	0229190177
Book / Page	22919 / 177
Map Reference	LB CMP 18 FO 45
Instrument Date	Sep 11, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5405 GRAYWING CT, COLUMBIA, MD 21045-2301

Mortgage

Document Number	0022919186
Date	Sep 17, 2025
Instrument	22919/186

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 21, 2022
Property Address	5405 GRAYWING CT, COLUMBIA, MD 21045-2301
Document Number	0218020210
Book / Page	21802 / 210
Map Reference	LB CMP 18 FO 45
Instrument Date	Nov 10, 2022
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5405 GRAYWING CT, COLUMBIA, MD 21045-2301

Mortgage

Document Number	0021802217
Date	Nov 21, 2022
Instrument	21802/217

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	May 26, 2022
Property Address	5405 GRAYWING CT, COLUMBIA, MD 21045-2301
Document Number	0215370157
Book / Page	21537 / 157
Map Reference	LB CMP 18 FO 45
Instrument Date	May 3, 2022
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	NOT AVAILABLE, TITAN TITLE MD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,411.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5405 GRAYWING CT, COLUMBIA, MD 21045-2301

Mortgage

Document Number	0021537165
Date	May 26, 2022
Instrument	21537/165

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 5405 Graywing Ct was $8,458, up 12.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,458.00 (+12.85%)	$551,500 (+13.37%) Land $239,600 Building $311,900	$551,500 (-) Land $239,600 Building $311,900
2025	$7,495.00	$486,467	$551,500 Land $239,600 Building $311,900
2023		$356,400 Land $184,600 Building $171,800	$356,400 Land $184,600 Building $171,800
2022	$3,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5405 Graywing Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2008–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5405 Graywing Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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