5405 Ensenada Dr, Laredo, TX 78046 Property Records

Webb County property record for 5405 Ensenada Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,538 sqft · built 2018
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,581 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`973-52012-190`

Property Details

APN / Parcel Number

Primary APN	`973-52012-190`
Alternative APN	`578583`

Interior

Stories	1 Story
Building Area	1,538 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	85 sqft

Location & Zoning

Account Number	578583
Street Address	5405 ENSENADA DR
City	LAREDO
State	TX
Zip	78046-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOS PRESIDENTES, BLOCK 12, LOT 19, UNIT 13
Legal Subdivision	LOS PRESIDENTES
Legal Block	12
Legal Lot Number	19
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2005
Census Tract	1810

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5405 ENSENADA DR, LAREDO, TX 78046-5247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 18, 2019	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Oct 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019
Deed Sale	Oct 18, 2019
Prior Sale	Oct 27, 2017
Deed Document Number	1374871
Deed Book / Page	4681 / 381
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5405 ENSENADA DR, LAREDO, TX 78046-5247
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 ENSENADA DR, LAREDO, TX 78046-5247

Mortgage

Document Number	005342/151
Date	Sep 8, 2022
Book Page	5342/151
Instrument	1478926

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jan 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5405 ENSENADA DR, LAREDO, TX 78046-5247
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5132/833
Date	Oct 15, 2021
Book Page	5132/833
Instrument	1445493

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Jan 1, 2050

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 18, 2019
Property Address	5405 ENSENADA DR, LAREDO, TX 78046-5247
Document Number	004681/381
Book / Page	4681 / 381
Map Reference	VOL 34 PG 96-97
Instrument Date	Oct 17, 2019
Instrument	1374871
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 ENSENADA DR, LAREDO, TX 78046-5247

Mortgage

Document Number	0001374872
Date	Oct 18, 2019
Instrument	1374872

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Oct 27, 2017
Property Address	5405 ENSENADA DR, LAREDO, TX 78046-5247
Document Number	004320/675
Book / Page	4320 / 675
Map Reference	VOL 34 PG 96-97
Instrument Date	Oct 24, 2017
Instrument	1311854
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1250 NE LOOP 410330, 1250, SAN ANTONIO, TX 78209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 BAFFIN BAY, LAREDO, TX 78041-1941

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,390 (+9.3%) Land $44,910 Building $197,480	$242,390 (+9.3%) Land $44,910 Building $197,480
2024	$1,581.00 (+8.81%)
2023		$221,764 Land $42,390 Building $179,374	$221,764 Land $42,390 Building $179,374
2022	$1,453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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